What is the average cost of life insurance?

A common question we get here at ALLCHOICE Insurance is this: What is the average cost of a life insurance policy? The simple answer is that there is no average cost of life insurance.  So why is this? There are a lot of factors that go into figuring out a monthly premium when it comes […]

5 Misconceptions About Life Insurance

Life insurance is something that everyone should have, but many people don’t quite understand.  In honor of Life Insurance Awareness Month, let’s take a look at some common misconceptions about life insurance. I don’t need life insurance because I don’t have dependents. Even if you don’t have kids, you should have enough life insurance to […]

The History of Life Insurance

You probably think of life insurance as a relatively recent thing, maybe originating in the last hundred years or so.  The roots of life insurance, however, go back to the time of Ancient Rome. Around 100 BC, a Roman general named Caius Marius came up with a “burial club” for his soldiers.  Believing that improper […]

Life Insurance Awareness Month 2015

Did you know that September is Life Insurance Awareness Month?  To kick things off, here are a few stats about life insurance. The reasons people get life insurance, in descending order, are final expenses, income replacement and paying the mortgage. 70{66506b27ca8f5234034d808fc0aabc14bc16ceb45d71027974b073b60f711cfe} of American households with kids would have trouble keeping up with their everyday expenses if […]