The Five Most Common Home Insurance Claims

A home is one of the largest purchases most people make in their lives, so you probably already know about the importance of having good homeowner’s insurance.  Home insurance covers a lot of issues that arise with owning a home, but here are the five most common home insurance claims. Wind damage Non-weather water damage Hail […]

Three Kinds of Annuities

An annuity is a kind of insurance contract designed to provide a person with income for an amount of time.  They’re sort of the opposite of life insurance policies, which are for if a person doesn’t live long enough.  Annuities grow tax-deferred and can be passed to heirs without going through probate. There are three […]

How Does General Liability Insurance Work?

Let’s be honest.  We live in a litigious society.  Ever since a customer was able to win $3 million from a well-known fast food establishment for spilling hot coffee on herself (and probably long before that), a lot of people have been on the lookout for any reason to sue.  General liability insurance can not […]

$60 Million Identity Theft Ring Busted

If you didn’t already know, identity theft is a major problem.  The Department of Justice estimates that over 17.5 million people are victims of one kind of identity theft or another every year.  In 2014, the average monetary loss for victims was $1,343, though the total cost was almost $15.5 billion. A large identity theft […]