As we approach Memorial Day, we can expect to see an increase in traffic on both highways and roads.  As you can imagine, the frequency of auto related accidents increases as the number of automobiles on the roads increase.  Unfortunately, holidays are a great time for local authorities and State Troopers to increase their attention towards automobile usage and violations.

Statistics show that there is an ever growing cause for automobile accidents over the past few years.  That cause…Cell Phone Usage (more importantly TEXTING).  In order to deter drivers from giving in to one of these dangerous distractions, many states have imposed some tough laws banning usage while driving an automobile.  As a North Carolina based Insurance Agency that focuses on providing Auto Insurance, we would like to provide you some information regarding these laws.

Below you will find information about the various laws in NC, SC, VA, and TN:

State – NC

Hand-Held Cell Phone Usage Ban – NO

Young Driver Cell Phone Ban (All Usage) – 18 Years Old & Younger

Texting Ban – ALL DRIVERS

Enforcement* – Primary

State – SC

Hand-Held Cell Phone Usage Ban – NO

Young Driver Cell Phone Ban (All Usage) – NO

Texting Ban – NO

Enforcement* – NA

State – VA

Hand-Held Cell Phone Usage Ban – NO

Young Driver Cell Phone Ban (All Usage) – 18 Years Old & Younger

Texting Ban – ALL DRIVERS

Enforcement* – Secondary

State – NC

Hand-Held Cell Phone Usage Ban – NO

Young Driver Cell Phone Ban (All Usage) – Learners Permit & Intermediate License Holder

Texting Ban – ALL DRIVERS

Enforcement* – Primary

*There are two type of “Enforcement” shown above.  “Primary” indicates that authorities have the right to stop you for simply violating the Cell Phone / Texting Law.  “Secondary” indicates that authorities may not stop you for for violating the Cell Phone / Texting Law, but instead must first stop you as result of another violoation (i.e. speeding).