Huge Shortfall in Millennial Life Insurance Coverage

New York Life’s 2018 Life Insurance Gap Survey has found that only 10% of Millennials have enough life insurance to cover their needs if they die.  According to the report, the average millennial has only $100,000 in life insurance protection in place when their average coverage need is well over $400,000.  This represents a 78% […]

Insure That New Bling

So. You’ve gone out and bought your significant other a gorgeous piece of jewelry for Valentine’s Day (or any other occasion, really).  That piece of jewelry is now a part of your life story and will be a special memory for you both.  Now picture that jewelry disappearing.  Heart broken? Devastated?  That’s why you need […]

New Hendersonville NC Insurance Agency Opens

The beginning of 2019 marks more than just the start of a new year, for ALLCHOICE Insurance it means expansion. ALLCHOICE Insurance, headquartered in Greensboro, NC, opened its second office in Clemmons, NC in May of 2016.  The next expansion took ALLCHOICE east when they opened the Wilmington, NC office in July of 2017. This […]

How to Prevent Road Salt Rust

Road salt.  It may be great for melting ice and snow, but it can also easily damage your vehicle.  Usually, a sand and salt mixture is used.  Salt lowers water’s freezing point, which causes the ice to melt regardless of below freezing temperatures.  Since your vehicle’s undercarriage is completely exposed, the parts there are at […]

Bah-Hum-Bug: Keeping Your Car Safe During the Holidays

The holiday shopping season is in full swing, and that means vehicle break-in crimes are too.  People are shopping, carrying around credit cards and cash, and parked cars are criminal targets while their owners are distracted.  Here are eight tips to help minimize your risk of a bah-hum-bug break-in. Don’t advertise!  Never leave bags, purses, […]

5 Kinds of Distracted Driving

Distracted Driving is defined as any activity that takes your eyes off the road, your hands off the wheel, or your mind off of driving as a whole. Statistics suggest that as high as 1 in every ten fatal crashes is due to distracted driving.  Here are the top five distractions to avoid to keep […]

Six Tips to Trick a Burglar

Your home is your castle, and everything in it has value, including the people. We all know that, and so do the bad guys.  Burglary happens every twenty seconds in the United States.  Short of purchasing a whole-house professional security system, here are six tips for securing one of your most valuable possessions. Eliminate the […]

Sleep Deprivation and Driver Fatigue: A Sure Way to Ruin Your Holiday

Chances are you will be one of the millions of drivers on the roads during this holiday season. According to the Centers for Disease Control (CDC) and National Highway Traffic Safety Administration, 1 in 25 adult drivers report having fallen asleep while driving.  Drowsy driving was responsible for 72,000 crashes, 44,000 injuries, and 800 deaths […]

Millennial Business Owners More Likely To Work With an Agent

ALLCHOICE Insurance Blog | Business Insurance | Millennial Business Owners More Likely To Work With an Agent

According to Nationwide’s fourth annual Business Owner Survey, millennial business owners are more likely to work with insurance agents than those in other generations. They are also more likely to seek agent counsel on a variety of financial issues. The Nationwide findings, via Edelman Intelligence, involved a 20-minute online survey among 1,000 U.S. business owners. […]

Collision Damage Waiver: Do You Need It?

Car rental insurance. At some point in your life, you will be faced with the option to purchase a car rental company’s collision damage waiver (CDW).  The holiday season has arrived, and over fifty million Americans will be on the road.  If you are one of those travelers driving a rental car, here are a […]