What is Business Interruption Insurance?
Business interruption insurance is a type of insurance that covers a company in the event of a disaster-related closure of the business facility or one of its suppliers that prevents normal trade. Most businesses would not think of operating without property insurance, but in the event of serious property damage, the costs of business interruption […]
Four Reasons Why You Need Flood Insurance
As the people of southeastern North Carolina have discovered recently, no home is completely safe from flooding, regardless of the established flood zones. When it comes to the safety of your home, you are five times more likely to experience flood damage than fire damage. If those odds aren’t enough to sway you, here are […]
Preparing for Hurricane Florence
Hurricane Florence is all over the news right now as it approaches the North Carolina coast. While there’s still a lot up in the air as far as how it will impact our country, it has the potential to be a particularly devastating storm. North Carolina is no stranger to hurricanes, so whatever Florence ends […]
Happy 14th Birthday to ALLCHOICE!
ALLCHOICE Insurance was born on this day in 2004. Back then, it was Jack, one partner, and zero clients. Over the last decade-and-a-half-minus-one, we’ve grown to include six employees who help around 2,000 clients! We obviously couldn’t have done it without so many great clients who help spread the word, so from all of us […]
What You Can Do to Prevent Identity Theft
Many people rely on their banks, credit card companies, and government or healthcare facilities to keep their personal data safe. In fact, a study by Experian states that only 18% of consumers use a paid credit monitoring product to protect their identity. Taking steps on your own to guard your information will go a long […]
Busted! Does Your Auto Insurance Cover Broken Glass?
Windshield issues are among the most frequent car repairs for vehicle owners. Besides common causes of chips and cracks, road debris, vandalism, falling branches, hail, and even sand can damage your windshield. Are you covered? Should you make a claim? Here’s a few tips to help you pick up the pieces of your busted glass. […]
Motorcycle Insurance: Covering More Than Just Your Bike
If you own a motorcycle, you already know the risks and expense of riding. From protective gear to customization, you are invested in your bike. Most states require at least bodily injury and property damage liability coverage. And with a motorcyclist four times as likely as an automotive driver to be involved in an accident, […]
Auto Insurance Policies: Full-Coverage or Liability-Only?
When it comes to auto insurance, it can be difficult to know what type of policy to purchase. The law says that everyone driving must have some kind of coverage. But what type of policy is best for your needs? Let’s take a quick look at what Full-Coverage or Liability-Only polices do for you. Liability […]
Things to Consider When You Buy Long-Term Care Insurance
People are living longer and the cost of elder care increases every year. Long-term Care Insurance is a designed to pay some, if not all, of your long-term care needs. It assists with nursing home, community or home health care costs. Some even cover adult day care costs. There are individual plans, organization plans, state […]
Four Reasons Why You Need Boat Insurance
Boat owners invest quite a bit of money to enjoy those sunny days on the water. Yet accidents can happen, and the bigger your vessel, the more important it becomes to protect yourself from financial loss. In 2016, the North Carolina Wildlife Resources Commission reported 147 boating accidents, 22 of which were fatal. Even though […]