NORTH CAROLINA'S ONLINE RESOURCE FOR DENTAL PLANS

Whether you are looking for individual dental insurance or family dental insurance, or you simply need a way to save money on dental expenses, you’ve come to the right place.

NORTH CAROLINA DENTAL INSURANCE - DENTAL EXPENSES

Going to the dentist is never fun.  The visit to the dentist is even less enjoyable if you do not have any form of dental insurance or dental savings plan.  A routine visit to the dentist can cost you hundreds of dollars.  Multiply that by the number of people in your family, then by the number of times you are recommended to see a dentist each year, and you are looking at a significant amount of money (4 people X $100 Per Visit X 2 Visits Each Per Year = $800 Per Year).  That expenditure estimate on dental visits for a family of four does not include major dental procedures, fillings extractions, crowns, bridges, etc.  In North Carolina, you have choices for your controlling your dental care costs!

Click a section below for more information.

NC DENTAL INSURANCE - DENTAL PLANS VS. DENTAL INSURANCE

You have two choices for controlling your dental expenses in North Carolina. North Carolina Residents can choose to purchase individual dental insurance or family dental insurance, or you can sign up for individual dental plans or family dental plans.

NC DENTAL INSURANCE - WHAT IS A NORTH CAROLINA DENTAL PLAN?

A North Carolina Dental Plan can be purchase through a number of providers.  With a Dental Plan, the plan provider(s) have negotiated Discounts for their members with a Network of Dentists.  In order for the plan to save you money…you must use a Dentist in the plan’s network.  The advantage to signing up for a Dental Plan vs. purchasing Dental Insurance is in the Premium Savings.  Dental Plan are NOT Insurance Policies!  The disadvantage to signing up for a North Carolina Dental Plan is that you are restricted to the Dentists in that particular plan’s network.

ALLCHOICE Insurance has teamed up with dentalplans.com to offer you a wide array of North Carolina Dental Plan Choices.  Click the banner below to explore the choices available.  If you have questions, you can contact an ALLCHOICE Insurance Advisor to help you find the right plan.

Nort-Carolina-Dental-Plans

NC DENTAL INSURANCE - WHAT IS NORTH CAROLINA DENTAL INSURANCE?

North Carolina Dental Insurance is just like any other Insurance Product you are used to. You purchase a North Dental Insurance Plan, pay the monthly insurance premiums, then choose the dentist of your choice to perform whatever dental procedures you need. Each procedure will have its own “Co-Insurance”, or the amount the Insurance Carrier will pay of the total charges after you meet your annual deductible. Typically, Dental Insurance will have an Annual Maximum that the Insurance Carrier will pay (most carriers choose approximately $1,000 per covered insured). The advantage to choosing a North Carolina Dental Insurance Plan is the flexibility you have with choice of Dentist(s). The Disadvantage(s) of a North Carolina Dental Insurance Plan are that premiums are typically higher than those of a Dental Plan, and there is a Maximum Annual Amount of Coverage. If you would like a North Carolina Dental Quote, simply click the “Get A Quote” button below.