Landlord insurance covers you as a property owner when you are renting that property to someone else. Typically the policy has two parts: property and liability. Here’s what both of these parts mean, and why you should obtain landlord insurance. Property protection typically covers physical …
Millennial Business Owners More Likely To Work With an Agent
According to Nationwide’s fourth annual Business Owner Survey, millennial business owners are more likely to work with insurance agents than those in other generations. They are also more likely to seek agent counsel on a variety of financial issues. The Nationwide findings, via Edelman Intelligence, …
What is Business Interruption Insurance?
Business interruption insurance is a type of insurance that covers a company in the event of a disaster-related closure of the business facility or one of its suppliers that prevents normal trade. Most businesses would not think of operating without property insurance, but in the …
Cyber Threats: Are You Protected?
You’ve done your research. You’ve hired a reputable cybersecurity company to keep your business safe from hacker threats to your social media and internet transactions. That’s all you need to be protected. Right? Unfortunately, no. With the digital age surging all around us, the threat …
Why Businesses Need Umbrella Insurance
As long as you own a business, it is important to bear in mind that you are at risk of a lawsuit. As such, it is best to be prepared should this happen. Most business owners will argue that they have enough general insurance coverage. …
Worker’s Compensation: Is it Important?
Most people have a home insurance, life insurance, auto insurance or any other type of insurance coverage. The worker’s compensation coverage, however, is one of the most underestimated insurance packages available. Although it is a requirement for employers to provide a worker’s compensation policy to …
What Exactly is a Surety Bond?
Surety bonds can be quite confusing to understand. In simple terms, they are contractual agreements between three parties; the principal, the surety and the obligee. In this contract, the surety makes a commitment to pay the obligee a specified amount of money to the obligee …
Business Auto Insurance: What is it and What Does it Cover?
What is business auto insurance? For any kind of business, there are certain kinds of risks involved. If your business involves using any kinds of vehicles: trucks, vans, and cars, then you certainly want to be sure that you are properly covered. Business auto insurance …
Personal vs Commercial Auto Insurance
Thanks to the ever-changing economy, many people nowadays work more than one job. And because of this, a lots of them using their vehicles for work. It is for this reason that the thin line between personal and commercial auto insurance gets blurred. Most car …
2017 and the Future of Cyberattacks
We’ve talked a bit about cyberattacks and the need for cybersecurity over the last year, but now that this year is coming to a close, we thought we’d take a look at some numbers involved in cyberattacks and what the experts think the field will …