What Is A Workers Comp Ghost Policy - ALLCHOICE Insurance - North Carolina

What Is A Workers Comp Ghost Policy?

Return To: Workers Compensation Insurance – The Ultimate Guide A workers’ compensation ghost policy technically doesn’t exist. It’s just a workers’ comp policy that applies to a special scenario where the business doesn’t have any employees aside from its owners, and they are excluded from …

Workplace Fatalities And Workers Comp - ALLCHOICE Insurance - North Carolina

Workplace Fatalities and Workers Comp

Return To: Workers Compensation Insurance – The Ultimate Guide Workplace Fatalities are tragic and sometimes unavoidable. It’s a terrible thing on many levels, but it happens.  4,679 workers died on the job in 2014.  That’s almost 13 deaths every day.   Leading causes of employee …

10 Reasons Your Business Needs Workers Compensation Insurance - ALLCHOICE Insurance - North Carolina

10 Reasons Your Business Needs Workers Comp In 2021

Return To: Workers Compensation Insurance – The Ultimate Guide Workers’ compensation insurance is similar to car insurance in that without it when an accident happens it can spell disaster.  Drivers who get into a fender bender without insurance run the risk of being taken to …

Is Workers Compensation Insurance Important - ALLCHOICE Insurance - North Carolina

Worker’s Compensation: Is it Important?

Return To: Workers Compensation Insurance – The Ultimate Guide Most small businesses have insurance for their business.  Business Owners understand that they need Business Owners Insurance, Business Auto Insurance, and possibly even Commercial Umbrella Insurance. Workers compensation insurance coverage, however, is one of the most …

How Does Workers Compensation Work - ALLCHOICE Insurance - North Carolina

How Does Workers Compensation Insurance Work?

Return To: Workers Compensation Insurance – The Ultimate Guide Workers’ comp protects a business from unexpected hazards or accidents. The insurance pays for medical costs and other liabilities. It has prevented a loss in money for many companies, allowing them to carry on and flourish. …

Workers Compensation Requirements By State - ALLCHOICE Insurance - North Carolina

Workers Compensation Insurance Requirements By State?

Return To: Workers Compensation Insurance – The Ultimate Guide Not having workers’ compensation insurance puts your business and your employees’ lives at risk. In 2019, the leading cause of workplace deaths was transportation-related accidents. Taking advantage of workers compensation insurance keeps both your business and …

Workers Compensation Insurance Rate - ALLCHOICE Insurance - North Carolina

Workers Compensation Insurance Rate?

Return To: Workers Compensation Insurance – The Ultimate Guide If a business employs more than two people, it’s required by law in some states for the business to have workers compensation insurance coverage. Workers compensation insurance coverage, also called workman’s comp, provides benefits to employees …

What Is Workers Compensation Insurance - ALLCHOICE Insurance - North Carolina

What Is Workers Compensation Insurance?

Return To: Workers Compensation Insurance – The Ultimate Guide The premise behind workers’ compensation coverage is the fact that employees can always get hurt, no matter what business you run. As a business owner with at least three employees, you need to protect your people …

Does Workers Comp Cover COVID-19 - ALLCHOICE Insurance - North Carolina

Is The Coronavirus Covered By Workers Comp?

Return To: Workers Compensation Insurance – The Ultimate Guide Is the Coronavirus covered by Workers Comp? With the confirmation of coronavirus (COVID-19) on the East Coast, both employers and employees are scrambling to learn how to protect themselves medically and legally. In this article, we will address …