Life Insurance & New Parents

Life Insurance is that “ounce of prevention” that can make the difference between little Johnny or Julie having the future you dream he/she could have, and a life filled without a parent and/or hope. While having some life insurance is better than having no life insurance, please do not make the mistake of just buying a life insurance policy. The key to building that foundation of hope for your child is having the correct life insurance policy.

Health Care Reform Vs. Health Insurance Reform

Health Care reform has been a hot item starting prior to the most recent Presidential Election. The Obama Administration, has now moved Health Care Reform to the forefront of their agenda. Regardless of your political affiliation, the obvious facts are that Health Care Costs have continually increased over the last decade. How should the problem(s) be resolved?

Baby Boomers – Your Retirement Help Is Here

The Baby Boomer Generation should be entering the best years of their lives. Indeed, the Baby Boomers should be preparing to enter the “Golden Age” of Retirement. Years of sacrifice have been spent working, building, saving, and preparing for this so called Golden Age. In what seems like a blink of the eye, all of the preparation Baby Boomers have done over their lives has been lost.

Stay At Home Moms – How Much Life Insurance Do You Need?

While the “Stay At Home Mom” may be less prevalent than she was twenty years ago, there are still a large number moms who “work at home”. The problem that must be dealt with is…how much is the “Stay At Home Mom” worth in terms of dollars and cents? The second (and often hardest to overcome) problem comes in convincing both the husband and wife that the “Stay At Home Mom” NEEDS life insurance. Let’s tackle each problem individually.

RECESSION, CREDIT CRISIS, OR SOCIAL ENGINEERING?

If you look at the many empirical economic studies of the Great Depression, one reoccurring finding is that tax increases during the Depression reversed/dampened any positive effects of Keynesian Deficit Government Spending. Its clear in the Theory of Keynesian Deficit Government Spending, that the spending is intended to be temporary until the Private Sector rebounds. The Private Sector needs Private Capital Formation to rebound.