Independent Insurance Agency
Protect your vehicle and your peace of mind with essential Track Day Insurance. Get a tailored quote that meets your specific needs and navigate the risks on the track with confidence. ALLCHOICE Insurance partners with Hagerty and OpenTrack so you can get coverage immediately — no waiting required.
What it is
Track Day Insurance is a specialized type of coverage designed to protect drivers and their vehicles during track events, where standard auto insurance policies may not provide coverage. This insurance is essential for anyone participating in track days, which are events that allow drivers to test their vehicle's performance and their own driving skills on a racecourse without the competition of a formal race.
Track Day Insurance covers the vehicle against damages incurred on the track and can also include liability coverage if the driver is responsible for damage to another vehicle or property.
What Is HPDE Insurance?
HPDE Insurance, or High-Performance Driver Education Insurance, is a specialized type of insurance designed specifically for drivers participating in high-performance driver training events. These events usually take place on race tracks or closed courses and focus on teaching drivers advanced driving techniques in a controlled environment.
HPDE Insurance covers damages to the vehicle during these educational sessions, which are typically not covered under standard auto insurance policies. This ensures that participants can focus on enhancing their driving skills without worrying about potential financial losses from on-track accidents.
Our partners
ALLCHOICE Insurance collaborates with industry leaders Hagerty Insurance and OpenTrack to offer premier High-Performance Driver Education (HPDE) and Track Day Insurance. Our partnerships enable us to provide a robust range of coverage options tailored to meet the needs of all track enthusiasts, from novices to professional racers.
By teaming up with Hagerty Insurance, known for their expertise in insurance for classic and enthusiast cars, and OpenTrack, a leader in on-track insurance, we ensure that our clients receive the most comprehensive protection available — whether you're looking to cover your classic collector's car or a modern sports car for track events.
Known for expertise in insurance for classic and enthusiast cars.
Get Your Hagerty QuoteA leader in on-track insurance for HPDE and track events.
Get Your OpenTrack QuoteCoverage types
This covers damage to your vehicle in the event of a collision on the track, regardless of who is at fault. It's essential for protecting your investment during high-speed races.
Even on private tracks, liability insurance is crucial. It protects you if you're responsible for causing damage to another vehicle or injuring another driver during a track event.
Beyond accidents, comprehensive coverage protects your vehicle from theft, fire, and other damages while it's in the paddock or being transported to and from the track.
FAQ
Ready for your next track day?
Bind a policy online in minutes through either partner, or call us directly if you'd rather talk it through with a local agent first.
Get Your Hagerty QuotePrefer OpenTrack?
OpenTrack is a leader in on-track insurance for HPDE and track day events of all kinds.
Get Your OpenTrack Quote