Do I Need Business Insurance - ALLCHOICE Insurance - North Carolina

Do I Need Business Insurance?

Return To: Business Insurance – The Ultimate Guide If you’ve recently started your small business, the last thing that you want is to have accidents or customer complaints. In many cases, you need to shell out money to help cover the damages incurred because of …

What Is Business Owners Insurance - ALLCHOICE Insurance - North Carolina

What Is Business Owners Insurance?

Return To: Business Insurance – The Ultimate Guide Business Owners Insurance is the necessary policy to protect your company from major property and liability risks. Whether your company suffers fire damage or legal damage from customers or employees, a business owners insurance policy helps cover …

What Is A Workers Comp Ghost Policy - ALLCHOICE Insurance - North Carolina

What Is A Workers Comp Ghost Policy?

Return To: Workers Compensation Insurance – The Ultimate Guide A workers’ compensation ghost policy technically doesn’t exist. It’s just a workers’ comp policy that applies to a special scenario where the business doesn’t have any employees aside from its owners, and they are excluded from …

What Is Umbrella Insurance - ALLCHOICE Insurance - North Carolina

What Is Umbrella Insurance?

Return To: Umbrella Insurance – The Ultimate Guide Getting insured is one of the smartest investments anyone can make in their lives. The premium you pay every month for your insurance is worth it as this protects your income from unexpected events, keeps your emotional …

How Much Umbrella Insurance Do I Need - ALLCHOICE Insurance - North Carolina

How Much Umbrella Insurance Do I Need?

Return To: Umbrella Insurance – The Ultimate Guide Getting insured is one of the best investments you can make in your life. When you’re insured, you can take care of your family when emergencies occur and have solutions to common financial problems, such as paying …

How Much Does Umbrella Insurance Cost - ALLCHOICE Insurance - North Carolina

Umbrella Insurance Cost: All You Need To Know

Return To: Umbrella Insurance – The Ultimate Guide There’s a chance that you’ll one day find yourself liable for an auto or homeowners accident.  Given this scenario, it doesn’t mean that you have to suffer because of it for the rest of your life.  Fortunately, …

Nuclear Verdicts Cause Spike In Commercial Truck Insurance - ALLCHOICE Insurance - North Carolina

Commercial Auto Insurance Cost Spike Due To Nuclear Verdicts

Return To: Commercial Auto Insurance – The Ultimate Guide The last decade has seen a massive increase in vehicle crashes involving large trucks, as well as significant judgments against the trucking companies that own them.  These rising lawsuits are significantly and negatively impacting the trucking …

Workplace Fatalities And Workers Comp - ALLCHOICE Insurance - North Carolina

Workplace Fatalities and Workers Comp

Return To: Workers Compensation Insurance – The Ultimate Guide Workplace Fatalities are tragic and sometimes unavoidable. It’s a terrible thing on many levels, but it happens.  4,679 workers died on the job in 2014.  That’s almost 13 deaths every day.   Leading causes of employee …

10 Reasons Your Business Needs Workers Compensation Insurance - ALLCHOICE Insurance - North Carolina

10 Reasons Your Business Needs Workers Comp In 2021

Return To: Workers Compensation Insurance – The Ultimate Guide Workers’ compensation insurance is similar to car insurance in that without it when an accident happens it can spell disaster.  Drivers who get into a fender bender without insurance run the risk of being taken to …