Whether you want to find out about NC boat insurance coverages, the standard NC homeowners insurance coverages or simply obtain a NC boat insurance quote, you’ve come to the right place.
North Carolina Boat Insurance and North Carolina Yacht Insurance are not standardized policies like the North Carolina Auto Insurance and the North Carolina Home Insurance Policies. Individual Carriers that provide NC Boat Insurance and NC Yacht Insurance will have variations within their Insurance Contracts, so you must thoroughly examine the actual coverages each carrier offers. The main coverages that are usually provided for both NC Boat Insurance and NC Yacht Insurance Policies are physical damage, liability, and medical payments.
Physical Damage Coverage typically allows for the repair or replacement of your boat if it is damaged or destroyed by fire, theft, lightning, vandalism, collision or windstorm. The items normally covered include the boat itself, inboard and outboard motors, the boat’s trailer, and may include some personal property kept on the boat. There are exclusions to covered property with respect to certain personal property items (such as fishing equipment), so please ask your agent about specific personal effects coverage.
Liability Coverage will pay for bodily injury and property damage for which any covered individual becomes legally responsible.
Medical Payments Coverage pays for the reasonable and necessary medical and funeral expenses due to a boating accident. The limit is normally $1,000 per person, but may be increased for an additional premium.
ALLCHOICE Insurance
81 Broadway St Suite 201-031
Asheville, NC 28801
828.277.5432
ALLCHOICE Insurance
2513 Neudorf Rd
Clemmons, NC 27012
336.360.8870
Heasley Insurance Services LLC
236 Tamworth Dr.
Denton, NC 27239
888.400.2608
ALLCHOICE Insurance
7 Corporate Center Ct Ste B
Greensboro, NC 27408
336.540.0463
ALLCHOICE Insurance
419 Short St
Hendersonville, NC 28739
828.237.2327
ALLCHOICE Insurance
2018 Eastwood Rd
Wilmington, NC 28403
910.500.6116
Hall Insurance
An ALLCHOICE Agency
401 Olive St
Winston-Salem, NC 27103
336.765.1971