Track Day Insurance

Get a Track Day Insurance Quote

Protect your vehicle and your peace of mind in North Carolina with essential Track Day Insurance. Get a tailored quote that meets your specific needs and navigate the risks on the track with confidence. Contact ALLCHOICE Insurance today for a personalized assessment and competitive pricing.

Customize Your Track Day Insurance Coverage

ALLCHOICE Insurance collaborates with industry leaders Hagerty Insurance and OpenTrack to offer premier High-Performance Driver Education (HPDE) and Track Day Insurance.

Our partnerships enable us to provide a robust range of coverage options tailored to meet the needs of all track enthusiasts, from novices to professional racers.

By teaming up with Hagerty Insurance, known for their expertise in insurance for classic and enthusiast cars, and OpenTrack, a leader in on-track insurance, we ensure that our clients receive the most comprehensive protection available. Whether you’re looking to cover your classic collector’s car or a modern sports car for track events,

ALLCHOICE Insurance has you covered. Trust us to secure the right policy that fits your track day needs, so you can focus on the thrill of the drive.

Common Track Day Insurance Coverages

Track Day Collision Coverage

This covers damage to your vehicle in the event of a collision on the track, regardless of who is at fault. It’s essential for protecting your investment during high-speed races.

Track Day Liability Coverage

Even on private tracks, liability insurance is crucial. It protects you if you’re responsible for causing damage to another vehicle or injuring another driver during a track event.

Track Day Comprehensive Coverage

Beyond accidents, comprehensive coverage protects your vehicle from theft, fire, and other damages while it’s in the paddock or being transported to and from the track.

Track Day Insurance is a specialized type of coverage designed to protect drivers and their vehicles during track events, where standard auto insurance policies may not provide coverage. This insurance is essential for anyone participating in track days, which are events that allow drivers to test their vehicle’s performance and their own driving skills on a racecourse without the competition of a formal race.

Track Day Insurance covers the vehicle against damages incurred on the track and can also include liability coverage if the driver is responsible for damage to another vehicle or property. 

HPDE Insurance, or High-Performance Driver Education Insurance, is a specialized type of insurance designed specifically for drivers participating in high-performance driver training events. These events usually take place on race tracks or closed courses and focus on teaching drivers advanced driving techniques in a controlled environment.

HPDE Insurance covers damages to the vehicle during these educational sessions, which are typically not covered under standard auto insurance policies. This ensures that participants can focus on enhancing their driving skills without worrying about potential financial losses from on-track accidents.

Common Track Day Insurance Questions

Get useful answer to some of the most frequently-asked questions about Track Day And HPDE Insurance

The cost of Track Day Insurance and HPDE Insurance can vary based on the vehicle’s value, the track’s characteristics, and the driver’s experience level. 

If you participate in track days. Regular auto insurance typically does not cover track activities, making this specialized insurance essential for protecting your vehicle during events

Getting Track Day Insurance is simple with ALLCHOICE Insurance. Get Coverage Immediately from Hagerty Insurance or OpenTrack through our partnership with these industry titans.

Track Day Insurance And HPDE Insurance Frequenty Asked Questions (FAQ)

Check out our Track Day insurance resources.

What Is HPDE Insurance?

What Is HPDE Insurance? HPDE insurance is specialized coverage that protects against damages and liabilities during high-performance driving events, filling the gap left by standard

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