Foremost Insurance - Wilmington NC

Foremost Insurance Wilmington NC

Estimated reading time: 5 minutes

Return To: Insurance Carriers

Return To: Foremost Insurance North Carolina

For nearly 70 years, Foremost Insurance has provided excellent protection at an affordable price to its customers nationwide. Through the years, it has focused on delivering “A Better Insurance Experience” that outshines its competition.

What started as a small company now employees over 38,000 agents across the country. You can be sure to find an agent nearby, including in Wilmington, North Carolina.

Foremost is a specialty insurance company and offers coverage options that many other insurance companies do not. They have evolved with their customers over time by providing specific policies their unique customers want.

If looking for Foremost Insurance, Wilmington residents can turn to ALLCHOICE. As an independent provider, we provide the best value and customer service at the local level.


With Foremost Insurance, Wilmington residents get more than an insurance agent, they get a community member. 

Foremost Insurance gives back to the communities they serve as part of the Farmers Insurance Group. In 2019, their employees volunteered in 254 cities nationwide. They volunteered 37,000 hours, rebuilt 35 home with community collaborators, and supported more than 1,200 causes. Plus, Foremost Insurance donated $3 million to support disaster resiliency efforts.

Since 2015, employees have donated over $21 million and 242,500 volunteer hours to charitable causes.

Foremost Insurance also serves Wilmington, NC and other communities through other social and philanthropic efforts. They strive to reduce the risk and negative impact of disasters on communities in three ways:

  • Preparedness: help communities prepare by providing best practices and safety/educational materials
  • Response: help communities pull through by delivering immediate and experienced response when disasters strike
  • Recovery: help communities rebuild more resilient and sustainable communities

The insurance provider also offers community programs, including:

  • Kingdom Day Parade 
  • Support of the Los Angeles Urban League 
  • STEM3 Academy 
  • Mental Health First Aid 
  • Veterans Community Project 


Foremost Insurance in Wilmington, NC and all other locations try to limit its impact on our planet through sustainable, environmentally-friendly practices. They take extensive measures to reduce waste to benefit both the communities they support and the world as a whole. Foremost is working hard to eliminate all single-use plastic from their enterprise.

The company eliminated straws and other plastic utensils from their offices, preventing more than 20,000 pieces of plastic from reaching landfills. Over 62,000 K-Cup pods were recycled and over 4,000 eco-friendly food containers were used in lieu of plastic.

Foremost also encourages their customers to reduce waste by selecting paperless billing and payment options for their insurance policies.


Diversity and inclusion are also very important to Foremost Insurance. Wilmington residents can rest assured that they value every person and every background. They believe individuals are what make a company great, and staff according to unique and diverse qualifications. The company celebrates differences and counts on those differences to serve their divers customer base in the best way possible.

Foremost Insurance created several thriving employee resource groups:

  • Black Professionals Alliance 
  • Disability Inclusion Group 
  • Farmers Asian Alliance  
  • Farmers Future 
  • FarmersFit 
  • LGBT & Allies 
  • Parent Connect 
  • Somos Farmers 
  • Veterans & Advocates 
  • Women’s Inclusion Network 

Type of Insurance Foremost Insurance Offers

Foremost Insurance in Wilmington provides a wide range of home and auto insurance, including coverage many other providers do not offer.


  • Mobile Home 
  • Home  
  • Vacant 
  • Seasonal 
  • Landlord 
  • Renters 
  • Owner-Occupied Condominium 
  • Vacant & Landlord Condominium 
  • Flood 


  • Auto  
  • Collectible Auto 
  • Commercial Auto 


  • Boat 
  • Personal Watercraft 


  • Motorcycle 
  • Scooter 

Off-Road Vehicle 

  • Off-Road Vehicle 
  • Snowmobile 
  • Golf Cart 
  • Neighborhood Electric Vehicle 


  • Motor Home 
  • Travel Trailer 
  • 5th Wheel 
  • Luxury Motor Coach 

Foremost Insurance History

Foremost Insurance Company was founded by Edward J. Fry, Richard E. Riebel, Edward L. Stoddard, and a handful of investors on June 12, 1952. They started with the desire to provide insurance for those living in mobile homes—a first of its kind!

Just nine years later, in 1961, Foremost introduced the first travel trailer insurance policy called “Travel Sure.” They met the needs of the growing American group of travel trailer enthusiasts. Travel Sure was their first step toward diversification.

In the 1960s, Foremost Insurance also commissioned an extensive study on mobile homes. The results led to many states implementing mandatory tie-down laws that helped protect mobile homes and their residents.

By 1970, the company covered any vehicle that a person could drive, including motorcycles, boats, mini-bikes, snowmobiles, and all-terrain vehicles.

In the 1980s, AARP endorsed Foremost Insurance for its specialized work for homeowners over the age of 50. Foremost is still meeting the needs of that demographic, including those living on a fixed income. AARP also later officially endorsed Foremost’s motorcycle insurance due to its excellent claim service. They offer guaranteed renewability, multi-year policies, and reduced rates.

In 2000, Foremost Insurance was acquired by Farmers Insurance Group of Companies, of which they are still a part of today.

Foremost Insurance has helped establish mobile home building codes with the Department of Housing and Urban Development. Plus, they regularly conduct the industry’s most in-depth market research report on manufactured homes and their residents.

The company has grown significantly since its inception. They operate in all 50 states and Washington D.C. with more than 38,000 employees.

Awards and Rankings

Foremost Insurance is highly regarded in their field. They are the:

  • 7th largest auto insurer in the U.S. 
  • 11th largest property and casualty insurer in the U.S.  

Foremost Insurance also ranks highly for financial stability, earning: 

  • A.M. Best’s A rating for Foremost Insurance  

Foremost Insurance has received the following awards: 

  • IMCA Best of Show & Award of Excellence, 2013 
  • America’s Best Insurance Firms 2021, Forbes Magazine 
  • ASTD Excellence in Practice Award, 2010 for the Foremost Foundations Program 

Foremost Insurance Wilmington, NC Locations

If searching for Foremost Insurance, Wilmington NC businesses and residents don’t have to go far. ALLCHOICE is a leading independent provider and is located right here in Wilmington, NC. We actually have several offices across North Carolina. 

Our local office serves the entire New Hanover County and more:

  • Wilmington, NC
  • Carolina Beach, NC
  • Kure Beach, NC
  • Wrightsville Beach, NC
  • Southport, NC
  • Leland, NC
  • Castle Hayne, NC
  • Oak Island, NC
  • Rocky Point, NC
  • Delco, NC
  • Riegelwood, NC
  • Hampstead, NC
  • Bolton, NC

When it comes to Foremost Insurance in Wilmington, NC, residents and businesses can count on ALLCHOICE!


Foremost Insurance Independent Agent
2018 Eastwood Rd.
Wilmington, NC 28403

 Find More Foremost Insurance Locations

Learn About Wilmington NC Food Truck Insurance