BCBSNC Unveils New Health Insurance Plans With Low Premiums
Blue Cross & Blue Shield Of North Carolina (BCBSNC) introduced a new health insurance product that attempts to mix the benefits of its flagship PPO Plan (Blue Advantage) with the cost savings of the Blue Options HSA. The line of health insurance will be named Blue Advantage Saver.
Blue Advantage Saver
There are three (3) options to choose from within the Blue Advantage Saver line:
- Blue Advantage Saver 1 – Customers can make unlimited non-preventative visits to a primary care physician, each visit with a $25 Co-Payment. This plan offers a drug benefit subject to a $500 Deductible, you pay $10, $45, $65 (Generic, Brand, Specialty).
- Blue Advantage Saver 2 – Customers can make up to four (4) non-preventative visits per year to a primary care physician, each visit with a $25 Co-Payment. This plan offers a drug benefit of $10 Co-Payment for Generic Drugs Only.
- Blue Advantage Saver 3 – Customers have no limit on non-preventative benefits, but each visit is subject to your deductible and co-insurance. The drug benefit is the same as Blue Advantage Saver 2.
Compared to Blue Cross & Blue Shield of NC’s most popular plan (Blue Advantage Plan B), a consumer could save 30-39 percent with Blue Advantage Saver 2 or 13-19 percent with Blue Advantage Saver 1.
On a final note…Consumers who purchase, or move to, the Blue Advantage Saver product will not meet the standards set by the Federal Government to be “grandfathered”.