I’m not going to die anytime soon.
You eat right and exercise five days a week; fit as a fiddle! Thing is though, life happens. Not to get morbid, but there could be a sudden illness or accident that doesn’t care if you run a 5K and eat oatmeal for breakfast every morning.
It’s not a top priority.
We get it, you’ve got a busy life. You work all day, come home to run the kids around to soccer and cheerleading practice, need to get food on the table, get the kids to bed and maybe find a couple minutes to put your feet up to relax for a little before getting to bed yourself and starting over tomorrow. Buying life insurance is way down on the list of things you need to do.
You really don’t know when something could happen to you and leave your loved ones high and dry though. It really doesn’t take that long to pick up the phone and give us a call to get the process started. You know you should have life insurance, so let us help you tick one more thing off the list.
It’s too expensive.
If you’re living paycheck to paycheck, it can be hard to squeeze any more money out for something that might happen. Think about it like this though: if it’s hard to make ends meet right now, how much harder will it be for your loved ones if you’re no longer around?
And it really isn’t that expensive. Prices depend on a lot of factors, but a healthy young person can usually get $250,000 of coverage for less than $20 a month. Life insurance really isn’t that expensive, especially for the peace of mind it buys.
I’ve already got enough money.
On the other hand, maybe you think you’ve got enough in assets to leave behind that you don’t have to worry about life insurance. What are those assets though? If you leave your family behind with a bunch of financial assets or luxury items, they’re going to have to cash those out to pay any debts or expenses, and that could make those assets worth less than they should be. Doesn’t it make more sense to pay a little now and leave them with access to money they will need?
I don’t trust insurance people.
Oh, come on! We’re good people. As of this writing, our Facebook cover photo is a picture of one of the owner’s kids in a giant sombrero, so how can we be bad? You can learn more about the ALLCHOICE staff here.
Not good enough? Alright. Check out our Google reviews. Or do you prefer Facebook? Yelp?