Preparing for Hurricane Florence

Hurricane Florence is all over the news right now as it approaches the North Carolina coast.  While there’s still a lot up in the air as far as how it will impact our country, it has the potential to be a particularly devastating storm. North …

Happy 14th Birthday to ALLCHOICE!

ALLCHOICE Insurance was born on this day in 2004. Back then, it was Jack, one partner, and zero clients. Over the last decade-and-a-half-minus-one, we’ve grown to include six employees who help around 2,000 clients! We obviously couldn’t have done it without so many great clients …

Four Reasons You Need Home Insurance

Four Reasons You Need Homeowner’s Insurance

Whether you just bought your new home or are still paying off the mortgage, having a homeowner’s insurance coverage is important. For most people, the home is their biggest asset and it is, therefore, important to protect it. Although most people understand the importance of …

Pros and Cons of Fixed Index Annuities

Fixed index annuities are a safe money alternative that more people, especially seniors, are considering. They are a good way to protect one’s assets while at the same time gaining some profits. With fixed annuities, one gets to earn a fixed amount of interest every …

Why Businesses Need Umbrella Insurance

As long as you own a business, it is important to bear in mind that you are at risk of a lawsuit. As such, it is best to be prepared should this happen. Most business owners will argue that they have enough general insurance coverage. …

The Importance of Boat Insurance

Owning and maintaining a boat can be quite expensive regardless of what state you live in. While boating is a common recreational activity for many Americans, some boat owners do not fully understand the importance of boat insurance. Well, we do not blame them. Getting …

What Does Disability Insurance Actually Do?

There are so many types of insurance coverage and the disability insurance coverage is one of them. However, it is among the least used coverages. Most people do not know what it is all about and for this reason, most do not bother to take …

What is Personal Umbrella Insurance?

You certainly know the importance of insurance. They help you protect your assets and property. For most people, a home owner’s insurance, as well as an auto insurance, is a priority for their homes and vehicles respectively. When it comes to insurance, you can always …

How Does Life Insurance Work?

Life insurance is a type of insurance that pays a certain amount of money to the beneficiaries of a person the insurance covers following their demise. Alternatively, this payment could be made after the set contractual period is done. This policy works to ensure that …

Common Types of Insurance

Unless you live under a rock, you most probably know what insurance is. If not, it is a form of risk management that issued to act as a means of protection from unforeseen events that may cause financial loss. The most commonly bought insurance packages …