What’s the difference between a man and a whole life policy?
How Your Phone is Hurting the Insurance Industry
Everyone knows you shouldn’t text and drive. Nor should you play Pokemon Go (do people still do that) or check email or any other distracting activity on your phone while driving. As if endangering yourself and other people wasn’t incentive enough to keep your eyes on the road, distracted drivers also just cost 4,200 people their […]
ALLCHOICE Protection
Pedestrians Beware!
We’re taught from the time we’re little to look both ways before crossing the street. Increasingly, that’s not enough to keep pedestrians safe. Pedestrian deaths rose a whopping 11{66506b27ca8f5234034d808fc0aabc14bc16ceb45d71027974b073b60f711cfe} from 2015 to 2016 across the US, and it’s increasing at an alarming rate. The numbers are estimates, but we’ve gone from 4,100 pedestrian deaths in […]
No-cost Safe Driver Training
Nearly 3,500 people were killed in distraction-related crashes in 2015, an increase of 8.8{66506b27ca8f5234034d808fc0aabc14bc16ceb45d71027974b073b60f711cfe} from 2014. The latest data also shows 431,000 people were injured from crashes involving distracted drivers over a one year period.* April is Distracted Driving Awareness Month, and Philadelphia Insurance Companies (PHLY) is offering an online distracted driver training course to […]
Hail Hurts. Hail Hurts Bad.
10 Reasons You Need Disability Insurance
In case you don’t have disability insurance, here are some sobering facts and statistics that might make you want to go ahead and sign up for some. 3 in 10 Americans aged 35-65 will suffer a disability lasting 90 days or more. 1 in 7 will be disabled for five years or more. 12{66506b27ca8f5234034d808fc0aabc14bc16ceb45d71027974b073b60f711cfe} of […]
The Five Most Common Home Insurance Claims
A home is one of the largest purchases most people make in their lives, so you probably already know about the importance of having good homeowner’s insurance. Home insurance covers a lot of issues that arise with owning a home, but here are the five most common home insurance claims. Wind damage Non-weather water damage Hail […]
Three Kinds of Annuities
An annuity is a kind of insurance contract designed to provide a person with income for an amount of time. They’re sort of the opposite of life insurance policies, which are for if a person doesn’t live long enough. Annuities grow tax-deferred and can be passed to heirs without going through probate. There are three […]
How Does General Liability Insurance Work?
Let’s be honest. We live in a litigious society. Ever since a customer was able to win $3 million from a well-known fast food establishment for spilling hot coffee on herself (and probably long before that), a lot of people have been on the lookout for any reason to sue. General liability insurance can not […]