What Does Landlord Insurance Cover?
Return To: Landlord Insurance – The Ultimate Guide With more people required to stay at home or do telecommute work, being a landlord can seem like the windfall you need to weather the current global pandemic. While the rental market is far from being robust, housing will always remain a basic necessity — but not […]
Landlord Liability Insurance
Return To: Landlord Insurance – The Ultimate Guide Being a landlord can be a highly rewarding but challenging task. After all, you’re responsible not only for the well-being of your rental property, but also that of your tenants’. Unfortunately, accidents can happen, and even the most cautious landlord can never be too careful, especially if […]
FEMA Flood Insurance
Return To: Flood Insurance – The Ultimate Guide If you live anywhere in the United States, you need flood insurance. Whether you are up on a hill or near the coast, the risk of a flood is everywhere. With climate change and sea levels rising, floods have occurred in many parts of the country. The […]
Flood Insurance Basics
Return To: Flood Insurance – The Ultimate Guide The average flood claim costs $39,000 for a U.S. homeowner, according to FEMA. This level of damage can occur from as little as one inch of water. You’ve probably heard of flood insurance, but unless you have been required to purchase it, chances are you don’t know […]
Private Flood Insurance vs NFIP
Return To: Flood Insurance – The Ultimate Guide Being in a flood zone isn’t the only reason to get flood insurance. You might even need it. In the United States, the Federal Emergency Management Agency (FEMA) classifies flood areas according to risk. About a fifth of all flood insurance claims do not come from high-risk […]
What Does Flood Insurance Cover?
Return To: Flood Insurance – The Ultimate Guide In November 2020, tropical storm Eta caused some of the worst and deadliest floodings in North Carolina since 1995. You may be thinking that there’s no way to prepare for floods because of their highly unpredictable nature, but the opposite is true. One of the options you […]
Am I In A Flood Zone?
Return To: Flood Insurance – The Ultimate Guide “Am I In A Flood Zone?” This is a question we hear quite often. This article should help shed some light on the topic. In case you were wondering what the answer actually is… EVERYONE is in Flood Zone, so let’s learn a little more about FEMA […]
Cyber Liability Insurance Claims
Return To: Cyber Insurance – The Ultimate Guide Your company faces risks of cybercrimes, no matter how small. There are many cyber crimes that your company may fall victim to, which don’t always involve losing a computer. You need financial protection to ensure your customers’ and your safety when cybercriminals attempt to infiltrate your systems. […]
What Is Full Coverage Auto Insurance?
Return To: Auto Insurance – The Ultimate Guide Full coverage auto insurance is the financial protection you need to pay for your car. When you get into accidents that injure other drivers or damage people’s properties, you need financial assistance to cover the expenses. This type of auto insurance combines individual liability policies with comprehensive […]
FEMA Risk Rating 2.0
Return To: Flood Insurance – The Ultimate Guide The Federal Emergency Management Agency (FEMA) declared that it is using a new risk rating system to reform the pricing scheme of the National Flood Insurance Program (NFIP). FEMA reports that this system, being called “Risk Rating 2.0,” will provide more information and adjustments regarding flood risk. […]
What Does Cyber Insurance Cover?
Return To: Cyber Insurance – The Ultimate Guide Virtually all businesses today face risks from managing data and using technology for their daily operations. Some examples of cyber risks include disruption or failure or computer systems, data breaches, intellectual property theft, identity theft, and other forms of cybercrimes. In the past decade, data breaches have […]
The Best Cyber Insurance Companies?
Return To: Cyber Insurance – The Ultimate Guide The National Association of Insurance Commissioners (NAIC) issued a report on cybersecurity insurance coverage in 2019. This Cyber Security Supplement report highlights the market growth that occurs as a result of companies getting comprehensive cyber insurance plans. Cybersecurity thus becomes necessary for any business (especially small businesses) […]