If you own a vehicle, auto insurance is essential.  True, it may feel like you are throwing money out of the proverbial open window.  But in your time of need, having the right policy and coverage can be a real relief.

What is Auto Insurance?

You may think of it as just another bill to pay, but let’s look at what it does.   Not only do most states require it to drive, but it can also save you a lot of money.  Auto insurance is protection that you hopefully won’t need.  You pay the insurance company a premium and they agree to cover any expenses you may incur as a result of an accident.  There are three types of auto insurance: property, liability and medical.

What Auto Insurance Coverage is Best for Me?

Auto Insurance is not a one-size-fits-all product.  There are many factors to consider when choosing the right coverage for you or your family.  How old is your vehicle?  Is your vehicle paid-in-full or are you still making payments?  What coverage does your state require?  Who drives your vehicle and how far?  Is it used for a commute or just on weekends?

If you own a vehicle, it’s not a matter of “do I need auto insurance.”  The real question is “What kind do I need?”  As you can see, the business of choosing the right kind can be complicated and confusing.  If you recently purchased a vehicle or if you are considering revising your policy, we are here.  Contact a helpful ALLCHOICE Insurance agent today.

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