Foremost Insurance - North Carolina

Foremost Insurance North Carolina

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Foremost Insurance has provided excellent protection and service to its customers for nearly 70 years at an affordable price. During that time, it has focused on delivering customers “A Better Insurance Experience.” 

Since it started, Foremost Insurance has expanded to over 38,000 agents across the country. You can always be sure to find a Foremost Insurance agent near you, including in North Carolina. 

From its underwriting team to representatives that process claims, Foremost always serves its customers to the best of its abilities.

As a specialty insurance company, Foremost offers insurance coverage options that many other companies do not. They have spent nearly 70 years designing specific types of policies their unique customers want. 

ALLCHOICE is a local independent provider of Foremost Insurance. North Carolina residents can count on us for the best value and service Foremost has to offer.


Foremost Insurance in North Carolina gives back to the communities it serves. As part of the Farmers Insurance Group, employees volunteered in 254 cities across the United States in 2019. Employees volunteered 37,000 hours, rebuilt 35 homes with community collaborators, and supported more than 1,200 causes. In addition, the company gave $3,000,000 to support disaster resiliency efforts. 

Since 2015, employees have donated 242,500 volunteer hours and gave $21,300,000 to charitable causes. 

Foremost Insurance also serves its communities through other social responsibility efforts. They practice philanthropic efforts that focus on disaster resilience. They strive to reduce the risk and impact of disasters on communities in three ways: 

  • Preparedness: They help communities get ready by providing best practices and safety/educational materials
  • Response: They help them get through by delivering immediate and experienced response when disasters strike
  • Recovery: They help them get strong again by rebuilding more resilient and sustainable communities

The company also offers community programs, including:

  • Kingdom Day Parade
  • Support of the Los Angeles Urban League
  • STEM3 Academy
  • Mental Health First Aid
  • Veterans Community Project


Foremost Insurance North Carolina strives to limit its impact on our planet by implementing sustainable, environmentally-friendly practices. They are taking measures to reduce their waste to benefit our world and community. The company is fighting to become a plastic-free enterprise by eliminating single-use plastic. 

As of March 2020, the company diverted more than 20,000 pieces of plastic from landfills by eliminating straws and other plastic utensils. Over 62,000 K-Cup pods were recycled, and 4,000 eco-friendly food containers were used in place of plastic.

Customers can also help them reduce waste by choosing paperless billing and payment options for their insurance policies. 


Foremost Insurance practices diverse and inclusive hiring practices. They believe that innovation in the industry begins by including every person and every background in its staffing practices. They celebrate differences of thought, identity, and experience that make us all unique. That way, they can serve their diverse customer base in the best way possible. 

The company has created thriving employee resource groups: 

  • Black Professionals Alliance
  • Disability Inclusion Group
  • Farmers Asian Alliance 
  • Farmers Future
  • FarmersFit
  • LGBT & Allies
  • Parent Connect
  • Somos Farmers
  • Veterans & Advocates
  • Women’s Inclusion Network

Types of Insurance Foremost Insurance Offers

Foremost Insurance North Carolina provides a wide range of insurance for both home and auto. 


  • Mobile Home
  • Home 
  • Vacant
  • Seasonal
  • Landlord
  • Renters
  • Owner-Occupied Condominium
  • Vacant & Landlord Condominium
  • Flood


  • Auto 
  • Collectible Auto
  • Commercial Auto


  • Boat
  • Personal Watercraft


Off-Road Vehicle

  • Off-Road Vehicle
  • Snowmobile
  • Golf Cart
  • Neighborhood Electric Vehicle


  • Motor Home
  • Travel Trailer
  • 5th Wheel
  • Luxury Motor Coach

History of Foremost Insurance

On June 12, 1952, Edward J. Fry, Richard E. Riebel, Edward L. Stoddard, and a few investors founded Foremost Insurance Company. They wanted to provide insurance to those living in mobile homes. It was the first of its kind! 

Nine years later, in 1961, the company introduced “Travel Sure,” which was the first travel trailer insurance policy. They met the needs of a new sizable American group of trailer enthusiasts. The travel trailer policy was the company’s first step toward diversification. 

During the same decade, they commissioned a study on mobile homes. The investigation resulted in many states creating mandatory tie-down laws. 

By 1970, Foremost Insurance covered any vehicle that someone could drive, including boats, motorcycles, snowmobiles, mini-bikes, and all-terrain vehicles. 

During the 1980s, the AARP recognized Foremost Insurance for its specialized work for homeowners over 50 and officially endorsed the company. They are still meeting the needs of those in that income bracket, including those living on a fixed income. Later, AARP officially endorsed Foremost to offer motorcycle insurance to its customers due to its excellent claim service. They offer guaranteed renewability, multi-year policies, and reduced rates to meet the diverse needs of AARP’s clientele.  

In the year 2000, Farmers Insurance Group of Companies acquired Foremost Insurance of Companies, and they are still a member today. 

Since the beginning, Foremost Insurance has grown significantly! They have helped establish mobile home building codes along with the Department of Housing and Urban Development. They also regularly conduct the industry’s most complete market research report on manufactured homes and the individuals who live in them. 

They are licensed to operate in all 50 states and Washington D.C. and have more than 38,000 representatives! 

Awards and Rankings

Foremost Insurance ranks highly in their field. Foremost Insurance is still the: 

  • 7th largest auto insurer in the U.S.
  • 11th largest property and casualty insurer in the U.S. 

Foremost Insurance also boasts a highly ranked financial stability, earning:

  • A.M. Best’s A rating for Foremost Insurance 

In addition, Foremost Insurance has received the following awards:

  • IMCA Best of Show & Award of Excellence, 2013
  • America’s Best Insurance Firms 2021, Forbes Magazine
  • ASTD Excellence in Practice Award, 2010 for the Foremost Foundations Program

Locations of Foremost Insurance Agents in North Carolina

With more than 38,000 independent agents, you can always find an excellent Foremost Insurance agent in North Carolina. 

ALLCHOICE is a highly qualified, independent carrier of Foremost Insurance North Carolina, with offices in the following locations:

Foremost Insurance Agents in Clemmons, NC

2513 Neudorf Rd
Clemmons, NC 27012

Foremost Insurance Agents in Greensboro, NC

7 Corporate Center Ct Ste B
Greensboro, NC 27408

Foremost Insurance Agents in Hendersonville, NC

323 N Main St Ofc 3
Hendersonville, NC 28792

Foremost Insurance Agents in Wilmington, NC

2018 Eastwood Rd
Wilmington, NC 28403

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