Homeowners Insurance - Clemmons NC

The Best Homeowners Insurance Clemmons NC

How To Choose The Best Homeowners Insurance Agency

In the country outskirts of Winston-Salem, Clemmons, North Carolina offers many beautiful neighborhoods to call home. Whether you have acreage near Tanglewood Park or a cozy condo off Clemmons Road, you need a quality home insurance policy to protect your investment.

From thunderstorms to burglary, a local homeowners insurance agency, like ALLCHOICE, can help protect your home and financial security. ALLCHOICE understands the local risks of Clemmons, NC, and can provide the best home insurance and more.

Here are some common questions about Clemmons Insurance that we will answer for you:

  • What Does Home Insurance Cover?
  • How Much Does Home Insurance Cost In Clemmons, NC?
  • Do I Need Home Insurance In North Carolina?

Feel free to CONTACT US today to answer all your insurance questions.

What Does Home Insurance Cover?

A standard home insurance policy covers the following:

  • Property damage to the structures of your home
  • Property damage to your things on the property and in your home
  • Personal liability associated with your home and property

Property damage covers ‘things’, like the house, garage, and personal belongings on the property, as outlined in your policy. Personal liability, on the other hand, protects you if someone is injured, such as the mailman or a visitor.

You want to make sure you have proper coverage for the most common risks in your area. The most common home insurance claims in Clemmons, NC, are for: 

  • Severe Weather
  • Water Damage
  • Fire and Lightning
  • Non-Theft Property Damage
  • Personal Liability
  • Dog Bites
  • Burglary and Property Damage


How Much Does Homeowners Insurance Cost In Clemmons, NC?

The national yearly premium for home insurance is $1,173. As a small, relatively safe town, Clemmons, NC residents can expect premiums that hover right around the national average. 

However, your actual cost of home insurance will depend on several factors, including:

  • The size of your home, property, market value, and other home details
  • Any security and storm protection you have in place
  • The crime rate in your neighborhood
  • Local weather hazards
  • Your credit score and claims history
  • The amount of deductible you’re willing to pay

Do I Need Home Insurance In North Carolina?

From Asbury to Waterford, and everything in between, you should have home insurance if you own a home of any kind. 

Houses are usually the biggest investments people make in their life, and as such, need to be protected. Your biggest asset could become your biggest liability without home insurance. 

A good homeowners insurance agency in Clemmons, NC can make sure you have the coverage you need to protect your home and your investment.

Furthermore, your mortgage lender almost certainly requires you to carry home insurance. If you do not maintain home insurance, you can be in breach of contract, which could result in losing your home. 

Do I Need Home Insurance If I Rent?

Yes, you do! You need a type of home insurance that is known as renter’s insurance. 

Your landlord’s homeowner’s insurance only covers their property, and not your personal belongings and personal liability. 

You need your own insurance in the form of a renter’s insurance policy to protect your personal belongings and personal liability.



Best Neighborhoods In Clemmons, North Carolina

Clemmons, North Carolina, is a pleasant town with lots of great neighborhoods to choose from. You can’t go wrong in most cases, but the most popular areas are:

  • Asbury
  • Salem Glen
  • Waterford
  • Oak Valley
  • Whitmore Place
  • Westerly Forest

Home Insurance Agency, Clemmons, NC

ALLCHOICE offers the best home insurance right here in Clemmons, NC.

Our agents are your neighbors and can understand your needs better than anyone.

Contact Us today to make sure you, your home, and your business are properly protected.

Driving Directions To ALLCHOICE Insurance From Tanglewood Park

  1. From Tanglewood Park
  2. Head northeast on US-168 E / Clemmons Rd toward Tanglewood Park Rd
  3. Turn left onto Lewisville Clemmons Rd
  4. Turn left after Sonic Drive-In (on the right)
  5. Turn right at the first cross street onto Neudorf Rd
  6. Destination will be on the right at: 2513 Neudorf Rd Clemmons, NC 27012

We Want Your Feedback On Your New Policy

We know you can choose any Insurance Agency around, but you picked us!

THANK YOU!!!!!!!!

While there are things we can’t control like Rate Increases & Claims Decisions…there are certain things we CAN control, like:

  • How we communicate with you
  • The expectations we set
  • How we explain things

So…Did we do a good job in these areas?  Did we meet or exceed your expectations in other areas? We’d love to hear about it!

Would you mind clicking the Green Happy Face and giving us a 5 Star Review, and writing a short review for us?  If we didn’t do a good job for, please let us know that as well by clicking on the Red Frowny Face.

We Want Your Feedback On Your Renewal

THANK YOU!!!!!!!!

Another year has come and gone, and you have once again placed your trust in us to protect what matters most to you!

While there are things we can’t control like Rate Increases & Claims Decisions…there are certain things we CAN control, like:

  • How we communicate with you
  • The expectations we set
  • How we explain things

So…Did we do a good job in these areas?  Did we meet or exceed your expectations in other areas? We’d love to hear about it!

Would you mind clicking the Green Happy Face and giving us a 5 Star Review, and writing a short review for us?  If we didn’t do a good job for, please let us know that as well by clicking on the Red Frowny Face.

We Want Your Feedback

We just wrapped up an endorsement request for you!

While there are things we can’t control like Rate Increases & Claims Decisions…there are certain things we CAN control, like:

  • How we communicate with you
  • The expectations we set
  • How we explain things

So…Did we do a good job in these areas?  Did we meet or exceed your expectations in other areas? We’d love to hear about it!

Would you mind clicking the Green Happy Face and giving us a 5 Star Review, and writing a short review for us?  If we didn’t do a good job for, please let us know that as well by clicking on the Red Frowny Face.

Insurance Quotes For Clemmons & Surrounding Areas

ALLCHOICE Insurance is one of the leading Multi-Line Independent Agencies offering Insurance in Wilmington NC!

We understand the distinct challenges and nuances that surround the insurance climate of Coastal North Carolina!

From everyday Home Insurance, Auto Insurance, & Personal Umbrella Insurance…to more complex business issues that require Business Owners Coverage & Workers Compensation Insurance…ALLCHOICE offers affordable insurance solutions to the families and businesses of Wilmington, Bayshore, Carolina Beach, Kure Beach, Landfall, New Bern, Wrightsboro, Wrightsville Beach.

Wilmington NC Independent Insurance Agency Focused On Customer Experience

Since we decided to open our Wilmington, NC office, ALLCHOICE has taken great pride in the Risk Management, Service, and Pricing we provide to our customers.

While we love saving people money on their insurance…we believe the true value lies in making sure you UNDERSTAND the policies and insurance coverages you purchase.

Our customers are the prime focus of ALLCHOICE Insurance. Every facet of our business is constantly examined for ways to bring greater ease, comfort, and convenience to our customers. It is that drive and determination that leads ALLCHOICE to constantly upgrade our technologies to ENHANCE your experience both as a Digital Insurance Agency and a Human-Centered Insurance Agency.

What Can ALLCHOICE Insurance Do For Wilmington NC Insurance?

ALLCHOICEINSURANCE.COM was designed to enhance the services that ALLCHOICE currently provides to both customers and the general public. The design of allchoiceinsurance.com gives Wilmington NC Insurance Consumers one site to find multiple insurance quotes as well as service their current insurance policies.

More importantly, allchoiceinsurance.com provides a site built to give the Wilmington North Carolina Insurance Consumers a better understanding of Wilmington Insurance Coverages including, Wilmington Auto Insurance, Homeowner’s Insurance in Landfall NC, New Bern NC Commercial Insurance, and many more Insurance Coverages and Policies available to New Hanover County Residents.

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Additional Insurance Products & Services

The Insurance Consumer of Wilmington, NC and the surrounding areas of New Hanover County face different challenges than other consumers in the state of North Carolina.  ALLCHOICE Insurance offers the Insurance Products and Services shown on this page and many more.

(Click On The Icons Below For More Information On These Additional Insurance Products & Services)

ALLCHOICE Insurance

2018 Eastwood Rd

Wilmington, NC 28403

(910) 500-6116

From Wilmington International Airport (ILM), 1740 Airport Blvd, Wilmington, NC 28405, to ALLCHOICE Insurance.

Head northeast on Airport Blvd for 0.8 miles

Turn left onto N 23rd St and continue for 0.9 miles.

Turn left onto the ramp to Wrightsville Beach and continue for 0.5 miles.

Next, Merge onto Martin Luther King Jr Pkwy and continue for 3.1 miles.

Continue onto US-74 E/Eastwood Rd and your destination will be on the right after 3.2 miles. 

ALLCHOICE Insurance is located at 2018 Eastwood Rd, Wilmington, NC 28403