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Employment Practices Liability Insurance (also known as EPLI) can be confusing for Small Business Owners. Many owners believe that they aren’t “big enough” to worry about an employee suing them

Other owners simply believe that their employees just “wouldn’t do that”.

You might have the best employees!

You probably wouldn’t intentionally do something that would cause an employee lawsuit.

However, it is the unintentional acts that can take away EVERYTHING you have worked hard for.  

EPLI Insurance doesn’t have to be confusing! To navigate the North Carolina EPLI Insurance market, you need a trusted Advisor that can guide you through the coverage options and risks!

Do A Google Search for “epli insurance” and you will be bombarded with search results from LARGE insurance companies wanting to SELL YOU something.

We hope this EPLI Insurance Resource will help guide you to making the best decision for you, your employees, and your small business.

What Is EPLI?

EPLI Coverage is insurance that protects your business from lawsuits that arise from Employment Related Practices.

While most small business owners think that their employees would NEVER bring a lawsuit against them, the truth is that Employment Practices Liability Claims are one of the fasted growing claims over the past 5 years.

What Does Employment Practices Liability Insurance Cover?

Employment Practices Liability Insurance (EPLI) protects an employer from employees’ claims alleging such things as discrimination, wrongful termination, harassment (including sexual harassment).

EPLI pays for liability damages and defense costs due to these charges brought by full-time, part-time, temporary, seasonal employees, applicants for employment, recognized volunteers, and independent contractors.

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Get a North Carolina Workers Compensation Insurance Quote

Secure your business and empower your team with ALLCHOICE Insurance’s North Carolina Workers Compensation Insurance coverage. Requesting a quote is simple—just provide some basic details, and our experienced team will tailor a comprehensive insurance solution that suits your unique needs.

Customize Your Worker's Compensation Insurance Coverage

Our North Carolina Workers’ Compensation Insurance is crafted to provide robust coverage, ensuring that you can navigate the challenges of the workplace with confidence.

Empower your business with the right protection. Request a quote now or reach out to our experienced agents for personalized assistance.

At ALLCHOICE Insurance, we’re here to secure your business’s future.

Common Workers Comp Insurance Coverages

Medical Benefits

Workers comp ensures comprehensive coverage for medical expenses, treatments, and rehabilitation, addressing all aspects of an employee’s recovery from a work-related injury or illness.

Lost Wages

This essential component guarantees that employees receive adequate compensation for income lost during the recovery phase, providing crucial financial support after a workplace injury.

Rehabilitation Services

Workers’ comp incorporates thorough rehabilitation services, supporting injured employees in regaining physical capabilities. Additionally, vocational training is available, facilitating a successful return to work and ensuring a holistic recovery process.

What is Workers Compensation Insurance?

The premise behind WORKERS COMPENSATION COVERAGE is the fact that employees can always get hurt, no matter what business you run. As a business owner with at least three employees, you need to protect your people in order to protect your business.

Standard workers’ compensation coverage benefits include medical treatment, disability benefits, ongoing care, missed wages, and funeral costs. These insurances are meant to be no-fault coverages that you, as an employer, provide for your employees.

Common Workers Compensation Questions

Get useful answer to some of the most frequently-asked questions about North Carolina Workers Compensation Insurance.

The COST OF WORKERS COMPENSATION INSURANCE varies based on factors like industry, payroll, and claims history.

Ensuring your business complies with North Carolina law, explore why WORKERS COMPENSATION INSURANCE IS ESSENTIAL for employee protection and legal requirements.

Getting Workers Compensation Insurance is easy. Simply REQUEST A QUOTE, and our team at ALLCHOICE Insurance will guide you through the process step by step.

Workers Compensation Frequenty Asked Questions (FAQ)

Check out our workers compensation resources.

EPLI Claims Examples

Return To: Employment Practices Liability Insurance (EPLI) – The Ultimate Guide In recent years, the rise in employees filing lawsuits against their employers has been

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North Carolina Workers Compensation Insurance Quote

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