Am I Required To Have Auto Insurance In North Carolina?
Are you required to have auto insurance in North Carolina? Here are detailed answers to the most common questions about auto insurance in North Carolina. We will review the requirements, liability limits, improper coverage, and more. Is auto insurance required in North Carolina? What does auto insurance cover? What is Uninsured and Underinsured Motorist coverage (UM/UIM)? What happens if I […]
8 Common Auto Insurance Questions That Affect Your Premium
Auto Insurance can be complicated, but there are 8 common auto insurance questions most people ask when buying auto insurance. Whether it’s a family sedan or a work truck, every vehicle must have some form of insurance. There are plenty of providers out there along with a myriad of coverage options, so how do you […]
Types of Car Insurance: Everything You Need to Know
If you own a car…then you need to know about the different types of car insurance that exist! Picture the scene. You’ve just been in a car accident. What’s the first thing you need to do? Time to call the insurance company. But once you call your insurance you find out you’re not actually insured for […]
Don’t Wreck Your Finances: Collision Coverage Explained
Collision Coverage, understand what your auto insurance covers before you wreck your finances! In 2009 alone, there were more than 210 million licensed drivers on the road. And that number will likely rise over the next few years. While every driver is different, they all have one thing in common: they need car insurance in order to […]
How to Prevent Road Salt Rust
Road salt. It may be great for melting ice and snow, but it can also easily damage your vehicle. Usually, a sand and salt mixture is used. Salt lowers water’s freezing point, which causes the ice to melt regardless of below freezing temperatures. Since your vehicle’s undercarriage is completely exposed, the parts there are at […]
Bah-Hum-Bug: Keeping Your Car Safe During the Holidays
The holiday shopping season is in full swing, and that means vehicle break-in crimes are too. People are shopping, carrying around credit cards and cash, and parked cars are criminal targets while their owners are distracted. Here are eight tips to help minimize your risk of a bah-hum-bug break-in. Don’t advertise! Never leave bags, purses, […]
5 Kinds of Distracted Driving
Distracted Driving is defined as any activity that takes your eyes off the road, your hands off the wheel, or your mind off of driving as a whole. Statistics suggest that as high as 1 in every ten fatal crashes is due to distracted driving. Here are the top five distractions to avoid to keep […]
Sleep Deprivation and Driver Fatigue: A Sure Way to Ruin Your Holiday
Chances are you will be one of the millions of drivers on the roads during this holiday season. According to the Centers for Disease Control (CDC) and National Highway Traffic Safety Administration, 1 in 25 adult drivers report having fallen asleep while driving. Drowsy driving was responsible for 72,000 crashes, 44,000 injuries, and 800 deaths […]
Collision Damage Waiver: Do You Need It?
Car rental insurance. At some point in your life, you will be faced with the option to purchase a car rental company’s collision damage waiver (CDW). The holiday season has arrived, and over fifty million Americans will be on the road. If you are one of those travelers driving a rental car, here are a […]
Busted! Does Your Auto Insurance Cover Broken Glass?
Windshield issues are among the most frequent car repairs for vehicle owners. Besides common causes of chips and cracks, road debris, vandalism, falling branches, hail, and even sand can damage your windshield. Are you covered? Should you make a claim? Here’s a few tips to help you pick up the pieces of your busted glass. […]