Gun Insurance - ALLCHOICE Insurance - North Carolina

Gun Insurance – What Does Homeowners Insurance Cover?

Making sure you have the right gun insurance for your firearms and ammunition doesn’t have to be complicated. Surprisingly, most gun owners have no idea whether or not their weapons are covered by insurance. In fact, many times they will look to specialty insurance companies …

Home Insurance Claim

What Are The 7 Most Common North Carolina Home Insurance Claims

The type and frequency of home insurance claims vary from state to state. While earthquake insurance policies may be common in California, we don’t have much use for them here in North Carolina. However, hurricanes are a constant threat we must consider insuring ourselves against, along with …

What Are The Different Types Of Home Insurance By ALLCHOICE Insurance

What Are the Different Types of Home Insurance Policies?

What Is Covered By Most Common Home Insurance Policies? The HO-2 Policy The HO-3 Policy The HE-7 Policy AKA HO-3 On Steroids Other Types Of Home Insurance Policies A whopping $15 billion — that’s how much U.S. victims of burglary, larceny, and car thefts lost in 2017. …

Homeowners insurance policy and model of home.

What Does Homeowners Insurance Cover?

If you own your home, you must have homeowners insurance to keep your home and your belongings protected.  So, what does homeowners insurance cover, and how will you know what to expect when disaster strikes?  This helpful guide will explain the nuances of this type …

Pitt Bull Banned By Home Insurance

Can I Get Home Insurance If I Have A Pit Bull?

You have a Pitt Bull or another, so-called, vicious dog breed and are having trouble getting home insurance…but why?  Insurance Carriers that provide homeowners insurance rely upon statistical data to analyze risk.    When looking at the probability a property will suffer a loss (wind claims, …

How Much Does Home Insurance Cost?

How much does home insurance cost and what are some of the factors that affect your premium?  As an Insurance Advisor, I get this question ALL THE TIME.  When I first started my career, there was a good chance I could give someone a good …