Making sure you have the right gun insurance for your firearms and ammunition doesn’t have to be complicated. Surprisingly, most gun owners have no idea whether or not their weapons are covered by insurance. In fact, many times they will look to specialty insurance companies …
Will Homeowners Insurance Cover Tree Damage?
Insurance agents have their own version of a favorite riddle: will homeowners insurance cover tree damage? If a tree falls on your house, does homeowner insurance pay to remove it? Well, it depends, but we’re going to answer that for you more fully in this …
Home Renovations And Insurance – What Homeowners Need To Know
When it comes to home renovations and insurance, most people fail to follow a few simple steps that could save them BIG! You’ve saved money, made plans, have estimates in hand, and are ready to break ground on your home renovation. You’ve compared pricing, scopes …
Home Insurance For Home Buyers – 3 Things You Need To Know
Home Insurance For Home Buyers…often one of the last boxes you need to check off before you get to the closing table on that new home purchase. Unfortunately, this piece of the puzzle can be the most frustrating part of the process. Lets face it, …
What Are The 7 Most Common North Carolina Home Insurance Claims
The type and frequency of home insurance claims vary from state to state. While earthquake insurance policies may be common in California, we don’t have much use for them here in North Carolina. However, hurricanes are a constant threat we must consider insuring ourselves against, along with …
What Are the Different Types of Home Insurance Policies?
What Is Covered By Most Common Home Insurance Policies? The HO-2 Policy The HO-3 Policy The HE-7 Policy AKA HO-3 On Steroids Other Types Of Home Insurance Policies A whopping $15 billion — that’s how much U.S. victims of burglary, larceny, and car thefts lost in 2017. …
The Hurricane Checklist For Homeowners Insurance
The Hurricane Checklist For Homeowners Insurance is here, just in time for hurricane season! Just like death & taxes, one thing residents of North Carolina and the entire southeastern seaboard can count on is the fact that a hurricane is GOING TO disrupt your life! …
What Does Homeowners Insurance Cover?
If you own your home, you must have homeowners insurance to keep your home and your belongings protected. So, what does homeowners insurance cover, and how will you know what to expect when disaster strikes? This helpful guide will explain the nuances of this type …
Can I Get Home Insurance If I Have A Pit Bull?
You have a Pitt Bull or another, so-called, vicious dog breed and are having trouble getting home insurance…but why? Insurance Carriers that provide homeowners insurance rely upon statistical data to analyze risk. When looking at the probability a property will suffer a loss (wind claims, …
How Much Does Home Insurance Cost?
How much does home insurance cost and what are some of the factors that affect your premium? As an Insurance Advisor, I get this question ALL THE TIME. When I first started my career, there was a good chance I could give someone a good …