Six Tips to Trick a Burglar

Your home is your castle, and everything in it has value, including the people. We all know that, and so do the bad guys.  Burglary happens every twenty seconds in the United States.  Short of purchasing a whole-house professional security system, here are six tips for securing one of your most valuable possessions. Eliminate the […]

Four Reasons Why You Need Flood Insurance

As the people of southeastern North Carolina have discovered recently, no home is completely safe from flooding, regardless of the established flood zones. When it comes to the safety of your home, you are five times more likely to experience flood damage than fire damage.  If those odds aren’t enough to sway you, here are […]

Four Reasons You Need Homeowner’s Insurance

Whether you just bought your new home or are still paying off the mortgage, having a homeowner’s insurance coverage is important. For most people, the home is their biggest asset and it is, therefore, important to protect it. Although most people understand the importance of a homeowner’s insurance coverage, many homes are still not covered. […]

NC Rate Bureau Seeking Big Rate Increase for Homeowners

Insurance rates have a tendency to go up. Small increases are pretty much anticipated, but how would you feel about a nearly 20% increase in homeowner’s insurance? That’s what North Carolinians might be facing. The North Carolina Rate Bureau is asking to increase homeowner’s insurance across the state of North Carolina by an average of […]

Hurricane Homeowners Checklist

Hurricane season is upon us once again, and as seems to happen every year, forecasters are saying it could be a very active season. You probably know to stock up on food, water, flashlights, batteries, and first aid kits, but have you made sure your homeowner’s insurance policy is ready for a disaster? Here are some […]

The Mind of a Burglar

Your home is your castle. It’s where you keep most of your stuff, including valuables like your TV, video game systems, collectibles, jewelry and sometimes even a little store of cash. You expect to be able to keep things safe in your home, but everyone knows there are people out there looking for a quick […]

The Five Most Common Home Insurance Claims

A home is one of the largest purchases most people make in their lives, so you probably already know about the importance of having good homeowner’s insurance.  Home insurance covers a lot of issues that arise with owning a home, but here are the five most common home insurance claims. Wind damage Non-weather water damage Hail […]

Thanksgiving Facts

Thanksgiving is nearly here, and one thing we hear from a lot of people is how anxious they are about polarized political discussions causing family disunity.  Know what a great way to diffuse a volatile situation?  Change the subject.  Here are some random Thanksgiving facts (some actually relating to insurance!) that you can spout off. […]

Fall Home Maintenance Tips

The changing of the season is a good time to remind yourself to take a look at certain things around the house.  With Fall now underway, here are a few tips to make sure your home stays in tip top shape as we transition from summer to winter. While you’re at it…now would be a […]

Hints for Helping Hoarders

According to research there is an estimated 14 million hoarders in the United States. Hoarding can be a difficult problem to tackle since it can encompass everything from mental illness to financial trouble. Additionally, hoarding also carries the risk of the loss of homeowners insurance. With hoarding carrying the added risk of injury or fire […]