What if a Tornado Hits My Home?

“It’s a twistah! It’s a twistah!” Whenever I think of tornadoes, I can’t help but think of Bert Lahr’s line as Zeke (but later dreamed of by Dorothy as the Cowardly Lion) in The Wizard of Oz. I think of the line almost jokingly, but watching a tornado bear down on your home is no laughing […]
Home and Auto Tips for Winter Storms

Winter storms aren’t all snowmen and snow angels. As a semi-annual winter storm prepares to bear down on the Piedmont (along with a large swath of the East), we thought it would be a good tie to review some tips for getting your home and automobiles ready for snow and ice storms. Auto Tips for […]
Vacant Home Insurance

Do you own a vacant home? A lot of things can happen to a home when nobody is living in it, and when nobody is there to see a problem it can go from a minor issue to a major one in no time at all. Getting vacant home insurance is not only smart; it’s also affordable. […]
Taking Home Inventory

Is your home properly insured? Are you sure? Are you really sure? The only way to really be sure is to do a home inventory, and when is the last time you did that? Yes, it’s daunting. Think about all the stuff in your house. I mean, everything. As you’re reminded any time you move, […]
Property Insurance – Understanding Building Ordinance Or Law

Understanding Building Ordinance Or Law Coverage
Homeowners Association Insurance – Case Study

Trayvon Martin – A Case Study For Homeowner’s Association Insurance
Tornados – Is Your North Carolina Home Insured?

Would you be protected from a Tornado?
Protecting The Value Of Your Home – New Home Insurance Option Unveiled

Insurance For The Value Of Your Home
Is Earthquake Covered By Homeowners Insurance?

Earthquake Insurance is not a standard coverage for NC Homeowners
North Carolina Home Owner’s Insurance – Is Water & Sewer Backup Covered?

The majority of North Carolina Homeowner’s Insurance Policies are “Special Form” policies. That means that all perils are included unless they are specifically excluded. The back-up of water or sewer is excluded on NC Home Insurance policies, but can be endorsed back to your policy.