Nestled between Cape Fear River and beautiful beaches, Wilmington, North Carolina residents have many wonderful neighborhoods to choose from.
Whether buying a condo in bustling downtown Wilmington, a family home in Bayshore, or a vacation home at Wrightsville Beach, it’s essential to protect your investment with quality home insurance.
From hurricanes to home invasions, ALLCHOICE specializes in helping people just like you guard against the uncertainties life can throw at you.
Finding the right home insurance agency doesn’t have to be difficult when you have someone on your side that understands the local risks of Wilmington, NC.
Consider the following before selecting a home insurance policy:
As a local Wilmington, NC home insurance agency, ALLCHOICE can answer these questions and more. Contact us or receive a free quote today.
Standard home insurance policies provide coverage for the following:
Property damage covers the house structure itself and the personal property within the premises.
Personal liability protects you if someone is injured on your premises, such as a laborer or visitor.
Just a short drive from Wrightsville Beach, Wilmington residents should make sure they are covered for tropical storms and hurricanes.
Unfortunately, the Wilmington burglary rate is higher than the national average. The most common home insurance claims in Wilmington, NC are for:
A home insurance agency will address your particular needs to determine how much coverage you need for your home.
Due to high property values and the increased risk of natural disasters, the cost of Wilmington homeowners insurance is much higher than the national average.
The real threat of hurricanes and tropical storms must be factored into the policy.
Though Wilmington, NC insurance premiums are more expensive than most places, the cost still doesn’t compare to what you would be facing without home insurance.
After all, what’s a couple of thousand dollars compared to the hundreds of thousands of dollars your home is worth?
Remember, the $1,909 premium is only an average. Your actual premium will depend on the following:
Whether you own a small condo on Market Street or a huge beach house in Masonboro, you should have homeowners insurance.
Your home is likely your family’s biggest asset and should be protected as such.
It is imperative to find the right Wilmington home insurance coverage to protect your biggest investment.
Yes! Renters insurance is a form of home insurance that protects your personal belongings.
Your landlord’s homeowners insurance policy only covers the structure, not your personal belongings within it.
What would happen if you lost all of your possessions in a fire? You’d be out of luck if you didn’t have renter’s insurance.
The crime rate in Hendersonville, North Carolina, is lower than nearly 25% of U.S. cities.
Though the crime rate is low, the city has other risks to consider. Hendersonville, NC, is located in a valley of the Blue Ridge Mountains, which exposes it to severe storms, as well as flooding.
Your local Hendersonville home insurance agency will know what coverage you need to combat local risks. After all, who better to advise you than another resident of your town?
Contact ALLCHOICE, the best home insurance agency in Hendersonville, NC. We would be happy to provide you with a free quote personalized to your needs.