North Carolina House Bill, HB 813, transforms North Carolina Insurance Negligence Law from a Contributory to Modified Comparative. While I will continue under the premise that you have no idea what either of these terms mean, one thing you will understand is that the change could raise your insurance premiums! Some estimates show the immediate impact could be as much as 11{66506b27ca8f5234034d808fc0aabc14bc16ceb45d71027974b073b60f711cfe}!
The North Carolina Insurance Federation has created a website that discusses the proposed change and also gives you the resources to contact your State Senator about the vote. Please visit the site and take action immediately.