What Does General Liability Insurance Cover For My Business?
If you are a business owner, at some point in time you have undoubtedly asked what liability insurance covers and whether or not your business actually needs it! Each year, legal issues cost small businesses over $100 billion in the United States alone. It’s often the high cost of litigation that drives some businesses to bankruptcy. So […]
The Hurricane Checklist For Homeowners Insurance
The Hurricane Checklist For Homeowners Insurance is here, just in time for hurricane season! Just like death & taxes, one thing residents of North Carolina and the entire southeastern seaboard can count on is the fact that a hurricane is GOING TO disrupt your life! It seems that each year, hurricanes bring more storms, with […]
Is Bundling Your Insurance Worth It? Tips On How To Really Save On Insurance
When creating a budget, insurance is one of the larger line items in your expenses. Some people recommend that you plan to spend 10-25 percent of your income on insurance, which includes car, home, life, and health insurance. Are you looking to save money on your home and car insurance premiums? One of the most common ways […]
Can I Get Home Insurance If I Have A Pit Bull?
You have a Pitt Bull or another, so-called, vicious dog breed and are having trouble getting home insurance…but why? Insurance Carriers that provide homeowners insurance rely upon statistical data to analyze risk. When looking at the probability a property will suffer a loss (wind claims, fire claims, lightning claims, etc) insurance carriers can rely upon years […]
ALLCHOICE Insurance Celebrates 15 Year Birthday
The 15th Birthday for anyone is a transition moment! For ALLCHOICE Insurance, we look at it as just another milestone along a path filled with both success and failure! We started ALLCHOICE with a desire to build a North Carolina Insurance Agency that focused solely on the needs of the clients it served! Over the […]
Types of Car Insurance: Everything You Need to Know
If you own a car…then you need to know about the different types of car insurance that exist! Picture the scene. You’ve just been in a car accident. What’s the first thing you need to do? Time to call the insurance company. But once you call your insurance you find out you’re not actually insured for […]
How to Choose The Best Homeowners Insurance
Protecting your home with insurance is important, here is a quick guide on how to choose the best homeowners insurance for your home. In 2018 alone, more than 5.34 million homes sold to new owners. And for many of those buyers, it was their first time buying a house of their own. For most first-time homebuyers, the […]
Don’t Wreck Your Finances: Collision Coverage Explained
Collision Coverage, understand what your auto insurance covers before you wreck your finances! In 2009 alone, there were more than 210 million licensed drivers on the road. And that number will likely rise over the next few years. While every driver is different, they all have one thing in common: they need car insurance in order to […]
Taking Care Of Your Family: A Guide On Whole Life Insurance And If You Need It
Whole Life Insurance, Term Life Insurance, or Universal Life Insurance…they have their differences & their similarities. Today we will focus on Whole Life Insurance policies. Out of the entire American population, only 59 percent of people own a form of life insurance. Having life insurance can give most people peace of mind knowing their families will be […]
Huge Shortfall in Millennial Life Insurance Coverage
New York Life’s 2018 Life Insurance Gap Survey has found that only 10% of Millennials have enough life insurance to cover their needs if they die. According to the report, the average millennial has only $100,000 in life insurance protection in place when their average coverage need is well over $400,000. This represents a 78% […]