How Much Does Flood Insurance Cost - ALLCHOICE Insurance - North Carolina

How Much Does Flood Insurance Cost?

Return To: Flood Insurance – The Ultimate Guide  If you live in North Carolina, from the beaches of Wilmington, to the mountains near Hendersonville, or even in the middle of the state near Greensboro or Clemmons you’ve probably experienced some form of flooding in your …

FEMA Flood Insurance - ALLCHOICE Insurance - North Carolina

FEMA Flood Insurance

Return To: Flood Insurance – The Ultimate Guide If you live anywhere in the United States, you need flood insurance.  Whether you are up on a hill or near the coast, the risk of a flood is everywhere. With climate change and sea levels rising, …

Flood Insurance Basics - ALLCHOICE Insurance - North Carolina

Flood Insurance Basics

Return To: Flood Insurance – The Ultimate Guide The average flood claim costs $39,000 for a U.S. homeowner, according to FEMA. This level of damage can occur from as little as one inch of water. You’ve probably heard of flood insurance, but unless you have …

Do I Need Flood Insurance?

Do I Need Flood Insurance?

Return To: Flood Insurance – The Ultimate Guide Flooding can happen anytime and anywhere. It can be caused by both natural and human activities. Certain areas are also more prone to flooding, causing significant damage to homes and the surrounding environment. Although floods are considered …

Private Flood Insurance vs. NFIP - ALLCHOICE Insurance - North Carolina

Private Flood Insurance vs NFIP

Return To: Flood Insurance – The Ultimate Guide Being in a flood zone isn’t the only reason to get flood insurance. You might even need it. In the United States, the Federal Emergency Management Agency (FEMA) classifies flood areas according to risk. About a fifth …

What Does Flood Insurance Cover - ALLCHOICE Insurance - North Carolina

What Does Flood Insurance Cover?

Return To: Flood Insurance – The Ultimate Guide In November 2020, tropical storm Eta caused some of the worst and deadliest floodings in North Carolina since 1995.  You may be thinking that there’s no way to prepare for floods because of their highly unpredictable nature, …

Am I In A Flood Zone - ALLCHOICE Insurance - North Carolina

Am I In A Flood Zone?

Return To: Flood Insurance – The Ultimate Guide “Am I In A Flood Zone?” This is a question we hear quite often. This article should help shed some light on the topic. In case you were wondering what the answer actually is… EVERYONE is in …

FEMA Risk Rating 2.0 - ALLCHOICE Insurance - North Carolina

FEMA Risk Rating 2.0

Return To: Flood Insurance – The Ultimate Guide The Federal Emergency Management Agency (FEMA) declared that it is using a new risk rating system to reform the pricing scheme of the National Flood Insurance Program (NFIP). FEMA reports that this system, being called “Risk Rating …