Homeowners Insurance - Clemmons NC

The Best Homeowners Insurance Clemmons NC

How To Choose The Best Homeowners Insurance Agency

In the country outskirts of Winston-Salem, Clemmons, North Carolina offers many beautiful neighborhoods to call home. Whether you have acreage near Tanglewood Park or a cozy condo off Clemmons Road, you need a quality home insurance policy to protect your investment.

From thunderstorms to burglary, a local homeowners insurance agency, like ALLCHOICE, can help protect your home and financial security. ALLCHOICE understands the local risks of Clemmons, NC, and can provide the best home insurance and more.

Here are some common questions about Clemmons Insurance that we will answer for you:

  • What Does Home Insurance Cover?
  • How Much Does Home Insurance Cost In Clemmons, NC?
  • Do I Need Home Insurance In North Carolina?

Feel free to CONTACT US today to answer all your insurance questions.

What Does Home Insurance Cover?

A standard home insurance policy covers the following:

  • Property damage to the structures of your home
  • Property damage to your things on the property and in your home
  • Personal liability associated with your home and property

Property damage covers ‘things’, like the house, garage, and personal belongings on the property, as outlined in your policy. Personal liability, on the other hand, protects you if someone is injured, such as the mailman or a visitor.

You want to make sure you have proper coverage for the most common risks in your area. The most common home insurance claims in Clemmons, NC, are for: 

  • Severe Weather
  • Water Damage
  • Fire and Lightning
  • Non-Theft Property Damage
  • Personal Liability
  • Dog Bites
  • Burglary and Property Damage


How Much Does Homeowners Insurance Cost In Clemmons, NC?

The national yearly premium for home insurance is $1,173. As a small, relatively safe town, Clemmons, NC residents can expect premiums that hover right around the national average. 

However, your actual cost of home insurance will depend on several factors, including:

  • The size of your home, property, market value, and other home details
  • Any security and storm protection you have in place
  • The crime rate in your neighborhood
  • Local weather hazards
  • Your credit score and claims history
  • The amount of deductible you’re willing to pay

Do I Need Home Insurance In North Carolina?

From Asbury to Waterford, and everything in between, you should have home insurance if you own a home of any kind. 

Houses are usually the biggest investments people make in their life, and as such, need to be protected. Your biggest asset could become your biggest liability without home insurance. 

A good homeowners insurance agency in Clemmons, NC can make sure you have the coverage you need to protect your home and your investment.

Furthermore, your mortgage lender almost certainly requires you to carry home insurance. If you do not maintain home insurance, you can be in breach of contract, which could result in losing your home. 

Do I Need Home Insurance If I Rent?

Yes, you do! You need a type of home insurance that is known as renter’s insurance. 

Your landlord’s homeowner’s insurance only covers their property, and not your personal belongings and personal liability. 

You need your own insurance in the form of a renter’s insurance policy to protect your personal belongings and personal liability.



Best Neighborhoods In Clemmons, North Carolina

Clemmons, North Carolina, is a pleasant town with lots of great neighborhoods to choose from. You can’t go wrong in most cases, but the most popular areas are:

  • Asbury
  • Salem Glen
  • Waterford
  • Oak Valley
  • Whitmore Place
  • Westerly Forest

Home Insurance Agency, Clemmons, NC

ALLCHOICE offers the best home insurance right here in Clemmons, NC.

Our agents are your neighbors and can understand your needs better than anyone.

Contact Us today to make sure you, your home, and your business are properly protected.

Driving Directions To ALLCHOICE Insurance From Tanglewood Park

  1. From Tanglewood Park
  2. Head northeast on US-168 E / Clemmons Rd toward Tanglewood Park Rd
  3. Turn left onto Lewisville Clemmons Rd
  4. Turn left after Sonic Drive-In (on the right)
  5. Turn right at the first cross street onto Neudorf Rd
  6. Destination will be on the right at: 2513 Neudorf Rd Clemmons, NC 27012