Homeowners Insurance - Greensboro NC

The Best Homeowners Insurance Greensboro NC

How To Choose The Best Homeowners Insurance Agency

Located in the rolling hills of Piedmont, Greensboro, North Carolina offers big city life near the Blue Ridge and Great Smoky Mountains. Regardless if you own a historic home in Aycock or a mansion in Old Irving Park, your home needs to be protected with high-quality home insurance. 

From home invasions to hail storms, ALLCHOICE helps homeowners like you safeguard against life’s uncertainties. We are a home insurance company that understands local risks associated with Greensboro, NC, and will best serve you when it comes to choosing the right coverage. 

When searching for the best available homeowners insurance, you’ll need to consider the following:

  • What Does Homeowners Insurance Cover?
  • How Much Does Homeowners Insurance Cost In Greensboro, North Carolina?
  • Do I Need Homeowners Insurance In North Carolina?

As a local home insurance agency in Greensboro, NC, ALLCHOICE is here to answer any questions you have. Contact us today to chat or request a free quote.

What Does Home Insurance Cover?

The standard policy for homeowners insurance covers the following:

  • Property damage to your home and personal belongings
  • Personal liability related to your home and property

Property damage coverage will protect the building structures, including your home and garage, as well as your personal belongings on the property. 

Personal liability coverage protects you in the event that someone is injured on your property such as a visitor, mailman, or gardener. 

Personal liability may also cover you if another resident of your home is at fault for injuring another person or damaging the property. One such example would be your dog killing a neighbor’s chickens. 

Being bordered by the Blue Ridge and Great Smoky Mountains, Greensboro residents need to know they are covered from damage caused by severe storms and other risks. The most common home insurance claims in Greensboro, NC, are for:

  • Severe Weather
  • Water Damage
  • Fire / Lightning Damage
  • Non-Theft Property Damage
  • Burglary and Property Damage
  • Dog Bites

A Local Greensboro Insurance agency can help determine which coverage is best for you by understanding your individual needs.



How Much Does Homeowners Insurance Cost In Greensboro, NC?

North Carolina’s average cost of homeowner’s insurance is just slightly above the national average. 

However, living in a city with a relatively low crime rate, Greensboro residents can expect to pay less than the national average of $1,034. Yet still, your individual premium will depend on several factors, including:

  • Your home’s size, finishes, market value, etc.
  • Installed Security systems
  • Storm protection and weather hazards
  • Crime rates in the neighborhood
  • and more

Other things that are considered when determining your premium is your claims history, desired deductible, and credit score.

Do I Need Homeowners Insurance In North Carolina?

If your home is financed, then yes, your lender will commonly require you to carry homeowner’s insurance. 

However, regardless if you are required to or not, home insurance is a great thing to have. 

Since buying a home will be one of the largest investments you make in your life, it only makes sense to protect it any way you can. 

This is especially true when you consider how affordable home insurance is when you compare it to the cost of replacement or major repairs. 

For example, let’s say you have a premium of $1,000 per year. Your cost is roughly $80 per month to protect your largest investment. 

Do I Need Home Insurance If I Rent My House Out?

The answer to this question is definitely – YES! 

If you rent your home in Greensboro, you need to carry a landlord’s home insurance policy. 

This policy will cover the property, structure, and personal property held on the premises, like appliances for example. 

The good news is that this type of insurance is generally more affordable than standard home insurance because it won’t cover your tenant’s personal belongings. 

Hence, it’s a great idea to require your tenants to carry renter’s insurance to protect their belongings



High Risks For Your Home In Greensboro, North Carolina

The crime rate in Greensboro, North Carolina, is lower than nearly 25% of U.S. cities. 

Though the crime rate is lower than some, the city has other risks to consider. Greensboro, NC, is located near the Blue Ridge and Great Smoky Mountains, which exposes it to severe storms, as well as flooding. 

Your local home insurance agency in Greensboro, NC will know what coverage you need to combat local risks. After all, who better to advise you than another resident of your community?

Contact ALLCHOICE, the best home insurance agency in Greensboro, NC. We are more than happy to provide you with a free quote personalized to your needs.

Driving Directions to ALLCHOICE Greensboro

  1. From Old Irving Park Head NW on Carlisle Rd toward St. Andrews Rd
  2. Turn left onto W Cornwallis Dr
  3. Turn right at the 1st cross street onto Cleburne St
  4. Turn right onto W Cone Blvd
  5. Turn left onto N Elm St
  6. Turn right onto Corporate Center Ct
  7. Destination will on the right at: 7 Corporate Center Ct Ste B Greensboro, NC 27408

We Want Your Feedback On Your New Policy

We know you can choose any Insurance Agency around, but you picked us!

THANK YOU!!!!!!!!

While there are things we can’t control like Rate Increases & Claims Decisions…there are certain things we CAN control, like:

  • How we communicate with you
  • The expectations we set
  • How we explain things

So…Did we do a good job in these areas?  Did we meet or exceed your expectations in other areas? We’d love to hear about it!

Would you mind clicking the Green Happy Face and giving us a 5 Star Review, and writing a short review for us?  If we didn’t do a good job for, please let us know that as well by clicking on the Red Frowny Face.

We Want Your Feedback On Your Renewal

THANK YOU!!!!!!!!

Another year has come and gone, and you have once again placed your trust in us to protect what matters most to you!

While there are things we can’t control like Rate Increases & Claims Decisions…there are certain things we CAN control, like:

  • How we communicate with you
  • The expectations we set
  • How we explain things

So…Did we do a good job in these areas?  Did we meet or exceed your expectations in other areas? We’d love to hear about it!

Would you mind clicking the Green Happy Face and giving us a 5 Star Review, and writing a short review for us?  If we didn’t do a good job for, please let us know that as well by clicking on the Red Frowny Face.

We Want Your Feedback

We just wrapped up an endorsement request for you!

While there are things we can’t control like Rate Increases & Claims Decisions…there are certain things we CAN control, like:

  • How we communicate with you
  • The expectations we set
  • How we explain things

So…Did we do a good job in these areas?  Did we meet or exceed your expectations in other areas? We’d love to hear about it!

Would you mind clicking the Green Happy Face and giving us a 5 Star Review, and writing a short review for us?  If we didn’t do a good job for, please let us know that as well by clicking on the Red Frowny Face.

The Best Insurance Company In Greensboro NC

Insurance Quotes For Greensboro & Surrounding Areas

ALLCHOICE Insurance is one of the leading Multi-Line Independent Agencies offering Insurance in Wilmington NC!

We understand the distinct challenges and nuances that surround the insurance climate of Coastal North Carolina!

From everyday Home Insurance, Auto Insurance, & Personal Umbrella Insurance…to more complex business issues that require Business Owners Coverage & Workers Compensation Insurance…ALLCHOICE offers affordable insurance solutions to the families and businesses of Wilmington, Bayshore, Carolina Beach, Kure Beach, Landfall, New Bern, Wrightsboro, Wrightsville Beach.

Wilmington NC Independent Insurance Agency Focused On Customer Experience

Since we decided to open our Wilmington, NC office, ALLCHOICE has taken great pride in the Risk Management, Service, and Pricing we provide to our customers.

While we love saving people money on their insurance…we believe the true value lies in making sure you UNDERSTAND the policies and insurance coverages you purchase.

Our customers are the prime focus of ALLCHOICE Insurance. Every facet of our business is constantly examined for ways to bring greater ease, comfort, and convenience to our customers. It is that drive and determination that leads ALLCHOICE to constantly upgrade our technologies to ENHANCE your experience both as a Digital Insurance Agency and a Human-Centered Insurance Agency.

What Can ALLCHOICE Insurance Do For Wilmington NC Insurance?

ALLCHOICEINSURANCE.COM was designed to enhance the services that ALLCHOICE currently provides to both customers and the general public. The design of allchoiceinsurance.com gives Wilmington NC Insurance Consumers one site to find multiple insurance quotes as well as service their current insurance policies.

More importantly, allchoiceinsurance.com provides a site built to give the Wilmington North Carolina Insurance Consumers a better understanding of Wilmington Insurance Coverages including, Wilmington Auto Insurance, Homeowner’s Insurance in Landfall NC, New Bern NC Commercial Insurance, and many more Insurance Coverages and Policies available to New Hanover County Residents.

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Additional Insurance Products & Services

The Insurance Consumer of Wilmington, NC and the surrounding areas of New Hanover County face different challenges than other consumers in the state of North Carolina.  ALLCHOICE Insurance offers the Insurance Products and Services shown on this page and many more.

(Click On The Icons Below For More Information On These Additional Insurance Products & Services)

ALLCHOICE Insurance

2018 Eastwood Rd

Wilmington, NC 28403

(910) 500-6116

From Wilmington International Airport (ILM), 1740 Airport Blvd, Wilmington, NC 28405, to ALLCHOICE Insurance.

Head northeast on Airport Blvd for 0.8 miles

Turn left onto N 23rd St and continue for 0.9 miles.

Turn left onto the ramp to Wrightsville Beach and continue for 0.5 miles.

Next, Merge onto Martin Luther King Jr Pkwy and continue for 3.1 miles.

Continue onto US-74 E/Eastwood Rd and your destination will be on the right after 3.2 miles. 

ALLCHOICE Insurance is located at 2018 Eastwood Rd, Wilmington, NC 28403