Employee Dishonesty Insurance Coverage - ALLCHOICE Insurance - North Carolina

Employee Dishonesty Insurance Coverage

Return To: Business Insurance – The Ultimate Guide Employee theft in the United States costs employers approximately $40 billion every year. Most businesses tend to overlook the dishonest and criminal acts of their employees because some of them can take at least two years to …

Hired And Non-Owned Auto Liability Insurance - ALLCHOICE Insurance - North Carolina

Business Insurance: Hired And Non-Owned Auto Liability Insurance

Return To: Business Insurance – The Ultimate Guide Hired autos are vehicles that are leased, rented, or borrowed by businesses or their employees for commercial purposes. They’re typically associated with out-of-town business activities.  Non-owned autos are vehicles that are owned by company employees but used …

How Much Does Business Insurance Cost - ALLCHOICE Insurance - North Carolina

How Much Does Business Insurance Cost?

Return To: Business Insurance – The Ultimate Guide Business insurance is, essentially, a contract between an insurance company and a business. The latter pays a premium so the former can help recover, repair, or replace the latter’s covered assets in case they get damaged, lost, …

Does Business Insurance Cover Riots - ALLCHOICE Insurance - North Carolina

Does Business Insurance Cover Riots?

Return To: Business Insurance – The Ultimate Guide The past year has been especially hard for many businesses, both big and small.  In recent months, riots accompanied by looting in various cities have taught business owners the value of having insurance, which has been designed …

Business Interruption Insurance - ALLCHOICE Insurance - North Carolina

Business Interruption Insurance – What You Need To Know

Return To: Business Insurance – The Ultimate Guide Have you just started a small business? Or are you an entrepreneur who’s been in the game for years?  Whatever your experience level in entrepreneurship, you’ll need a safety net when everything goes south. You don’t have …

Cyber Attacks – What You Need To Know

Return To: Cyber Insurance – The Ultimate Guide Although vaccines have been rolled out to combat the pandemic, it appears that things will not be the same as they were before COVID-19. Many CEOs believe that the remote and distributed workforce we have nowadays will …

Do I Need Business Insurance - ALLCHOICE Insurance - North Carolina

Do I Need Business Insurance?

Return To: Business Insurance – The Ultimate Guide If you’ve recently started your small business, the last thing that you want is to have accidents or customer complaints. In many cases, you need to shell out money to help cover the damages incurred because of …

What Is Business Owners Insurance - ALLCHOICE Insurance - North Carolina

What Is Business Owners Insurance?

Return To: Business Insurance – The Ultimate Guide Business Owners Insurance is the necessary policy to protect your company from major property and liability risks. Whether your company suffers fire damage or legal damage from customers or employees, a business owners insurance policy helps cover …

What Is A Workers Comp Ghost Policy - ALLCHOICE Insurance - North Carolina

What Is A Workers Comp Ghost Policy?

Return To: Workers Compensation Insurance – The Ultimate Guide A workers’ compensation ghost policy technically doesn’t exist. It’s just a workers’ comp policy that applies to a special scenario where the business doesn’t have any employees aside from its owners, and they are excluded from …