Why Cybersecurity Matters for Small Businesses
Return To: Cyber Insurance – The Ultimate Guide Following in the footsteps of Target, Yahoo, and Sony, Equifax has been the victim of the largest cybersecurity breach in US history. Small- to medium-sized business owners should not be lulled into a false sense of security due to the high-profile nature of the attacks on large […]
10 Scary Cybersecurity Stats for Businesses
Return To: Cyber Insurance – The Ultimate Guide It seems you can’t go a week anymore without hearing about a massive new data breach. Hacking, ransomware, phishing… cyberattacks are on the rise and they’re here to stay. Here’s a look at some cybersecurity stats. Almost half (43%) of all cyber attacks hit small businesses. 38% […]
Why Your Work’s Life Insurance Policy isn’t Enough
A report last month showed that for the first time ever, more Americans have a life insurance policy from their employer than have individual life insurance. It’s a relatively slim margin- 108 million versus 102 million, and it’s a good thing, but it’s not as good a thing as one might initially think. One thing […]
How People Think About Life Insurance
Everyone knows life insurance is important to have. One never knows when something might happen to them, leaving their loved ones with debt and funeral costs, not to mention a reduction in standard of living if the loss of income is not offset. It’s interesting, then, to see how people think of life insurance. Here […]
Who Needs Life Insurance?
As you surely know by now, life insurance is an important safety net for anybody who thinks they might die sometime in their life. (That’s everybody, in case you’re not picking up what we’re laying down here.) It provides a way to pay for any funerary expenses, reduces money taken from your estate for any debts, and […]
Questions About Flood Insurance
Whenever our country gets hit with a hurricane, be it a major one or a minor one, we get a lot more questions about flood insurance. Here are the most common ones. Isn’t flooding covered in my Homeowner’s Policy? NO! How much does flood insurance cost? That’s a loaded question, Flood Insurance for a home […]
Q&A: Does My Business Need Liability Insurance?
Business Owner: Does my business need general liability insurance? ALLCHOICE: Yes. Business Owner: But all we do is- ALLCHOICE: Yes, you need liability insurance. Business Owner: But we only have- ALLCHOICE: You need liability insurance. Business Owner: Are you sure? Because- ALLCHOICE: Mm hm. Yeah, you need liability insurance. Business Owner: But- ALLCHOICE: Do you […]
Eye Doctor Eclipse Message
Our good friend Dr. Danielle Jordan at River Valley Eye Care shared this message, so we wanted to pass it along to you. Today there’s a total solar eclipse and potential risk for you to have permanent damage to the back of your eye. Remember how you could focus the sun’s energy with a magnifying […]
4 Reasons to Have Business Insurance
People don’t generally like buying insurance, but they know they need it. Your business is no exception. Here are four reasons why you should have business insurance. You Have To If you have employees, you’re required by law to have insurance, just like drivers are required to have insurance for their cars. If you decide not to […]
How Any Small Business Can Get Hacked
Return To: Cyber Insurance – The Ultimate Guide Many small business owners think they’re too small for hackers to target them. The fact of the matter is that hackers often don’t specifically target a company- they’re opportunistic. They can scan for vulnerabilities and exploit them when they find them. You may already know about the […]