Independent Insurance Agency — North Carolina Since 2004
About ALLCHOICE Insurance
ALLCHOICE Insurance is an independent insurance agency headquartered in Greensboro, NC. Since 2004 we've helped North Carolina families and businesses find the right coverage by comparing multiple top-rated carriers, explaining the options in plain language, and standing with our clients when they file a claim.
An Independent Agency That Works for You, Not a Carrier
In short: ALLCHOICE is a locally led, independent insurance agency. We don't work for an insurance company. We work for you. We hold contracts with 20+ carriers, compare them on price, coverage, and claims service, and recommend what fits. Then we stay with you at every renewal and every claim.
2004
Founded in Greensboro, NC
7
Offices statewide
20+
Carrier partners
1,500+
Google reviews across our offices
Our guiding principles
Serve. Educate. Protect.
Our tagline is also our operating standard: we measure every client conversation against it.
Serve
Real people answer the phone, return the email, and follow through. Reach us by phone, email, text, video, or our mobile app.
Educate
We explain what your policy covers, what it doesn't, and why the price is what it is, so you make the decision with full information.
Protect
We put the right protection first. The cheapest policy isn't a bargain if it doesn't pay when you need it.
Our story
Why ALLCHOICE Exists
ALLCHOICE began in Greensboro on August 4, 2004, when founder Jack Wingate left the captive agency system to build an agency that cared more about its customers than its insurance carriers. He spent months researching carriers for financial strength and service before signing a core group of partners. That core group is still with us today, and we've added specialty markets for the risks others turn away.
Twenty-plus years later, the idea hasn't changed: one trusted advisor for all of your insurance, backed by the choice of many carriers. Read the full ALLCHOICE story →
Our values
The FIIVE: What We Hold Ourselves To
F
Family-Oriented Teamwork
Every team member is valued and treated with respect, and owns the client experience like it's their own business.
I
Innovation & Improvement
We use modern tools to make insurance faster and clearer, without losing the personal service.
I
Integrity & Long-Term Success
We do what's right for clients, team, and carrier partners, and choose long-term trust over a quick sale.
V
Value Beyond Price
A properly structured insurance plan is protection, not just an expense. We build for the claim, not just the quote.
E
Education & Empowerment
We teach clients and communities how a well-built risk management plan works, so you can make informed decisions.
Our offices anchor local relationships and local risk knowledge: hail in the Triad, flood and wind in the mountains after Helene, and coastal wind on the Cape Fear coast. Most client work happens by phone, email, and video, so every office serves clients statewide.
In 2022, the Independent Insurance Agents of North Carolina (IIANC) named ALLCHOICE its Agent of the Year, and in 2023 we received the IIANC Chairman's Citation. Founder and CEO Jack Wingate serves as IIANC's 2026–2027 Chairman of the Board, the trade association for independent agencies across the state.
IIANC Agent of the Year2022
IIANC Chairman's Citation2023
Erie Quality CSR of the Year2020 & 2021
Henderson County Chamber Ambassador of the Year2021
Henderson County Chamber Small Business LeaderQ3 2020
FAQ
Common Questions About ALLCHOICE Insurance
ALLCHOICE Insurance is an independent insurance agency headquartered in Greensboro, North Carolina. Founded in August 2004, we write personal, business, and life insurance for North Carolina families and businesses from seven offices across the state, comparing options from multiple top-rated carriers instead of selling a single company's product.
Yes. ALLCHOICE is an independent agency, which means we are not owned by or captive to any one insurance company. We hold contracts with 20+ carriers and shop your coverage across them, so the recommendation is based on your needs and budget rather than one carrier's pricing or appetite. See how we work.
ALLCHOICE was founded in Greensboro, NC on August 4, 2004 by Jack Wingate, who had worked as a captive agent for a North Carolina-based carrier and left to build an agency that put clients ahead of carriers. Jack still leads the agency today as Founder, President & CEO. Read our story.
We have seven North Carolina offices: Greensboro (headquarters), Winston-Salem, Clemmons, Hendersonville, Asheville, Wilmington, and Denton (Heasley Insurance Services). Most client work happens by phone, email, and video, so you can work with us from anywhere in the state. The main agency line is 844.540.0463.
We represent 20+ personal and commercial carriers, including Erie Insurance, Travelers, Nationwide, Progressive, National General, Foremost, and specialty markets for harder-to-place risks. The full list is on our carrier partners page.
North Carolina is our home market. We are also licensed in Virginia, South Carolina, Georgia, Tennessee, Ohio, Maryland, Pennsylvania, and Texas, which lets us keep covering existing clients when they own property or move out of state.
Call us first at 844.540.0463. ALLCHOICE clients report claims through our office, not a 1-800 number, and a member of our Client Care team walks you through the process and stays involved until the claim is resolved. You can also start online at the Claim Center.
Get options from multiple carriers in one conversation.
Takes about five minutes to get started. We compare carriers, explain the differences in plain language, and make a recommendation. No pressure, no single-carrier limitations.
