How Much Does Umbrella Insurance Cost - ALLCHOICE Insurance - North Carolina

Umbrella Insurance Cost: All You Need To Know

Return To: Umbrella Insurance – The Ultimate Guide There’s a chance that you’ll one day find yourself liable for an auto or homeowners accident.  Given this scenario, it doesn’t mean that you have to suffer because of it for the rest of your life.  Fortunately, …

Nuclear Verdicts Cause Spike In Commercial Truck Insurance - ALLCHOICE Insurance - North Carolina

Commercial Auto Insurance Cost Spike Due To Nuclear Verdicts

Return To: Commercial Auto Insurance – The Ultimate Guide The last decade has seen a massive increase in vehicle crashes involving large trucks, as well as significant judgments against the trucking companies that own them.  These rising lawsuits are significantly and negatively impacting the trucking …

Workplace Fatalities And Workers Comp - ALLCHOICE Insurance - North Carolina

Workplace Fatalities and Workers Comp

Return To: Workers Compensation Insurance – The Ultimate Guide Workplace Fatalities are tragic and sometimes unavoidable. It’s a terrible thing on many levels, but it happens.  4,679 workers died on the job in 2014.  That’s almost 13 deaths every day.   Leading causes of employee …

10 Reasons Your Business Needs Workers Compensation Insurance - ALLCHOICE Insurance - North Carolina

10 Reasons Your Business Needs Workers Comp In 2021

Return To: Workers Compensation Insurance – The Ultimate Guide Workers’ compensation insurance is similar to car insurance in that without it when an accident happens it can spell disaster.  Drivers who get into a fender bender without insurance run the risk of being taken to …

Is Workers Compensation Insurance Important - ALLCHOICE Insurance - North Carolina

Worker’s Compensation: Is it Important?

Return To: Workers Compensation Insurance – The Ultimate Guide Most small businesses have insurance for their business.  Business Owners understand that they need Business Owners Insurance, Business Auto Insurance, and possibly even Commercial Umbrella Insurance. Workers compensation insurance coverage, however, is one of the most …

Renters Insurance Basics - ALLCHOICE Insurance - North Carolina

Renters Insurance Basics

Return To: Renters Insurance – The Ultimate Guide Renters insurance, sometimes called home and contents insurance, covers your belongings when you live in a rental property.  The property itself is covered by the landlord’s insurance, but everything inside is your responsibility.   The real question is, …

Dave Ramsey On Renters Insurance - ALLCHOICE Insurance - North Carolina

Dave Ramsey Renters Insurance – What You Need To Know

Return To: Renters Insurance – The Ultimate Guide Dave Ramsey is trusted by millions of people across the United States as a no-nonsense guide to all things finance! In fact, Dave set up the Dave Ramsey ELP Program to engage trustworthy, Independent Insurance Agents to …

How Does Workers Compensation Work - ALLCHOICE Insurance - North Carolina

How Does Workers Compensation Insurance Work?

Return To: Workers Compensation Insurance – The Ultimate Guide Workers’ comp protects a business from unexpected hazards or accidents. The insurance pays for medical costs and other liabilities. It has prevented a loss in money for many companies, allowing them to carry on and flourish. …

Workers Compensation Requirements By State - ALLCHOICE Insurance - North Carolina

Workers Compensation Insurance Requirements By State?

Return To: Workers Compensation Insurance – The Ultimate Guide Not having workers’ compensation insurance puts your business and your employees’ lives at risk. In 2019, the leading cause of workplace deaths was transportation-related accidents. Taking advantage of workers compensation insurance keeps both your business and …

Workers Compensation Insurance Rate - ALLCHOICE Insurance - North Carolina

Workers Compensation Insurance Rate?

Return To: Workers Compensation Insurance – The Ultimate Guide If a business employs more than two people, it’s required by law in some states for the business to have workers compensation insurance coverage. Workers compensation insurance coverage, also called workman’s comp, provides benefits to employees …