Do I Need Commercial Auto Insurance?
Do I Need I Need Commercial Auto Insurance Yes, you need commercial auto insurance if your vehicle is used for business purposes. This insurance covers risks and liabilities beyond the scope of personal auto policies, protecting your business’s financial interests in the event of vehicle-related accidents or damages. Are you using a vehicle for business […]
What Is EPLI Third Party Coverage?
Return To: Employment Practices Liability Insurance (EPLI) – The Ultimate Guide Perhaps one of the most unfortunate aspects of modern day society is the still-prevalent issue of unlawful or illegal labor practices. While it may be so that the legalities of employment can be said to be a modern invention, the fact that people and […]
What Does Employment Practices Liability Insurance (EPLI) Cover?
Return To: Employment Practices Liability Insurance (EPLI) – The Ultimate Guide EPLI is a form of insurance to protect businesses against employee-related lawsuits. Most of the litigation that companies face are disputes, and the number of lawsuits against employers is increasing. An EPLI Policy helps mitigate potential losses caused by litigation. Why Do Businesses Need […]
What Are the Different Types of Home Insurance Policies?
Return To: North Carolina Homeowners Insurance – The Ultimate Guide A whopping $15 billion — that’s how much U.S. victims of burglary, larceny, and car thefts lost in 2017. Of this, larceny-theft was the most common, accounting for 71.7% of all property crimes that year. Burglary came in second, with one having occurred every 22.6 seconds. Fortunately, home […]
Does Homeowners Insurance Cover Water Damage
Return To: North Carolina Homeowners Insurance – The Ultimate Guide Homeowners insurance is a straightforward agreement that protects the structure of a home and personal property from dangers such as fire, wind damage, and burglary. But with regards to water damage to the home and belongings, some things have to be considered before you can […]
What Does Homeowners Insurance Cover?
Return To: North Carolina Homeowners Insurance – The Ultimate Guide Insuring your home is simple and gives you peace of mind when it comes to protecting your home. Your worries can take a back seat because you are covered in the case that things go wrong, but do you really know what your policy covers? […]
Gun Insurance – What Does Homeowners Insurance Cover?
Return To: North Carolina Homeowners Insurance – The Ultimate Guide Making sure you have the right gun insurance for your firearms and ammunition doesn’t have to be complicated. Surprisingly, most gun owners have no idea whether or not their weapons are covered by insurance. In fact, many times they will look to specialty insurance companies […]
Employment Practices Liability Trends For 2021
Employment Practices Liability Trends For 2021 Small Business Owners face a myriad of challenges on a daily basis. One of the biggest challenges is managing employees. Regardless of how well a business owner manages the relationships with its employees, countless risks remain. While employment practices liability concerns are present in every business, the risks have […]
Insurance Telematics: What Is It And How Can It Lower Your Fleet Insurance?
Did you know Insurance Telematics can lower your fleet insurance rates? With the added insight telematics provide, insurance providers may lower your premiums by up to 30%! Telematics Programs, like the Erie Insurance EnRoute Program, can not only help lower your commercial auto insurance but also reduce operational and administrative costs for your business. In […]
How Much Will Insurance Pay For My Car?
Have you ever asked yourself, ‘how much will insurance pay for my car’? This question comes up most often when determining if you should carry “full coverage” as well as after you have been in an accident! In this article we will shed light on this important question by looking at the following: How Does […]